BOA’s online method for setting up credit card automatic repayment is as follows:
1. It is best to make automatic credit card repayment within the same bank, so no handling fees will be incurred. Automatic repayment must first be processed at the bank counter. After filling out the corresponding form, just hand it to the staff.
2. Next, you need to add the credit card to the existing savings card account. This operation can be solved by asking the lobby manager in the bank. He will teach you how to operate the computer, which is much faster than doing it yourself at home.
3. After the bank counter operation is completed, you need to log in to personal online banking to continue. After entering the personal center, find "Credit Card Services" on the upper left and click to enter.
4. After finding the credit card repayment, click to open the secondary menu. You can see "Repayment, Set Automatic Repayment", etc. Here we select "Set up automatic repayment", and then the credit card number and other information will appear. Click "Set up automatic repayment" at the back.
5. When the automatic repayment business agreement (personal card) appears, read it carefully. If you have no problem, click Read and Accept at the bottom. Then the next step of settings will appear, including "Set up automatic repayment for RMB accounts" and "Set up automatic repayments for foreign currency accounts". Here we generally choose the former.
6. After selecting the account type, there are repayment methods below. There are generally two types, namely optimal repayment and minimum repayment. This is better for your credit, and No interest will accrue.
7. After setting the repayment method, the setting of automatic repayment is completed. You can check the information in "My Automatic Repayment" on the left. Here, the editor has made two automatic repayments, so the repayment information is displayed twice.
8. After setting up automatic repayment, the repayment will usually be made automatically at a fixed time every month. If the account balance is insufficient a few days before repayment, the bank that has enabled the SMS function will notify you of the balance via SMS. Not enough to repay the loan.