It is illegal to lend your bank card to others. When a party applies for a bank card at a bank, the card-issuing bank will reach an agreement with the party, agreeing that the bank card shall be used by the party himself and shall not be rented or transferred, and shall also agree on certain liability for breach of contract. After the party applies for a bank card from the bank, he must use the bank card as agreed and is not allowed to rent or lend it. It is illegal for the party to lend the bank card to others

1. How to sentence bank card reselling

There are no specific regulations on the quantity, which is determined based on economic losses and social impact. Reselling bank cards is suspected of obstructing credit card management and can be sentenced to up to 10 years.

Whoever interferes with credit card management under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or solely be fined not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances , shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan:

1. Knowingly holding or transporting a credit card that is a forgery, or knowingly knowing that it is a forgery Holding and transporting blank credit cards in large quantities;

2. Illegal possession of other people’s credit cards in large quantities;

3. Using false identity certificates to fraudulently obtain credit cards

4. Selling, buying, or providing others with forged credit cards or credit cards fraudulently obtained with false identity certificates.

2. Will there be a prison sentence for lending a bank card to others without their knowledge

Lending a bank card to others without their knowledge generally does not constitute a crime.

1. But whether you know or not is not your fault;

2. You will make a comprehensive judgment based on the objective situation, whether there is profit, the number of loans, etc. In practice, the crime of aiding and trusting is mostly established.

3. Completed a lending act, lending a bank card to a friend, and the friend used the card to commit fraud. As a lender, we are not responsible for any illegal or criminal acts of bank card borrowers without their knowledge. But if you lend it to him knowing that he is using it for fraud, you are a criminal committing fraud.

4. However, lending a bank card to others may lead to imprisonment. Lending a bank card to others and using it to commit crimes is illegal and may constitute credit card fraud and money laundering. When an individual applies for a bank card, he or she must provide the card-issuing bank with his or her valid ID card required by the public security department. Bank cards and their accounts can only be used by cardholders approved by the card issuing bank and may not be rented or lent.

3. Legal Consequences of Lending Personal Accounts

1. Lending personal bank accounts is illegal. The lender himself is at fault and should bear the corresponding legal consequences for his fault. responsibility. If the account is used to engage in illegal activities, the individual will bear huge legal risks and even criminal liability. Once there is a problem with the lending bank account, it will eventually be traced back to the applicant who opened the account, resulting in personal credit damage. A lot of personal information is stored in bank accounts. If leaked, it may lead to loss of personal funds.

4. Is it illegal to withdraw money from the account?

1. It is a violation of the "Accounting Law" and financial accounting standards to transfer company payment to a personal account. It is also suspected of tax evasion and is an illegal act. .

2. If an individual employee directly transfers the payment collected into his personal account without the consent of the unit, it is an act of misappropriation of funds. If the circumstances are serious, it may constitute the crime of misappropriation of funds and he will be held criminally responsible according to law. .

3. If it is just an individual transaction, it may also involve tax evasion, which is also an illegal act. If discovered, you will be fined, your illegal gains will be confiscated, and you will even be subject to criminal penalties. . Therefore, it is illegal to withdraw money. No matter what form it is done, it is illegal and will be punished by law.

Legal Basis

"Accounting Law of the People's Republic of China"

Article 43: Forging or altering accounting vouchers and accounting books, If the preparation of false financial accounting reports constitutes a crime, criminal liability shall be pursued in accordance with the law.

If any act in the preceding paragraph does not constitute a crime, the financial department of the people's government at or above the county level shall notify the unit and may impose a fine of not less than 5,000 yuan but not more than 100,000 yuan on the unit; Persons in charge and other directly responsible persons may be fined not less than 3,000 yuan but not more than 50,000 yuan; if they are state workers, they shall also be given administrative sanctions ranging from removal to expulsion by their units or relevant units in accordance with the law; accounting personnel among them, Not allowed to engage in accounting work within five years.

"Criminal Law of the People's Republic of China"

Article 177-1 The crime of obstructing credit card management falls under any of the following circumstances. Anyone who obstructs credit card management shall be punished with a three-year fine to fixed-term imprisonment of not less than 10 years and not more than 10 years of fixed-term imprisonment, and to a fine of not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, the sentence is to be not less than three years but not more than 10 years of fixed-term imprisonment, and a fine of not less than 20,000 yuan but not more than 200,000 yuan. A fine of not more than RMB 10,000 is imposed:

(1) Holding and transporting credit cards knowing that they are counterfeit, or holding and transporting blank credit cards knowing that they are counterfeit, in larger quantities;

(2) Illegally holding other people’s credit cards in large quantities;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling, purchasing, or Others provide forged credit cards or credit cards obtained fraudulently with false identification.

The crime of stealing, bribing, or illegally providing credit card information. Anyone who steals, bribes, or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.

Any employee of a bank or other financial institution who takes advantage of his position to commit the crime in Paragraph 2 shall be severely punished.