The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit.
The credit card quota of Agricultural Bank of China Shudaotong is determined by the applicant's comprehensive qualifications, and there is no uniform standard.
Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.
Extended data:
Agricultural Bank of China Shudaotong ETC credit card adopts UnionPay brand, and the product grade is gold card. Products are mainly distributed to local private car owners. In addition to the general credit card financial function, the product also has the application function of the national expressway toll collection industry.
1, national access, ETC payment
Electronic payment can be realized in MTC parking passage and ETC non-parking passage of expressways in networked provinces and cities across the country. The card adopts the method of "first pass, then pay", and the toll is automatically deducted from the Agricultural Bank of China Shudaotong ETC credit card, without pre-existing cash.
2. Enjoy Saturday and spend less.
You can participate in the "Enjoy Saturday" activity of Agricultural Bank of China, and enjoy special discounts such as full orders from designated merchants or half-price of designated dishes and food.
3. Bookkeeping date: every month 17 days.
4. Repayment date: monthly 1 1 or 12.
5. Interest-free period: up to 56 days.
6. Currency: RMB
7. Annual fee: main card 160 yuan/year, and auxiliary card 80 yuan/year.
Baidu encyclopedia-credit card limit