How can the Mobile Pocket Agricultural Bank of China check whether the bank card has an annual fee?
1. Telephone inquiry: users can directly dial the official customer service hotline of Agricultural Bank of China, and then directly transfer the manual service, and then enter their personal credit card as required to inquire about the specific annual fee of the credit card;
2. online banking inquiry: browser: computer: macbookpromos14 open google version 92..4515.131
log in to the credit card official website of Agricultural Bank, and click the credit card charging standard in the lower left corner to find the specific annual fee information of the credit card;
3. Counter inquiry: Go directly to the counter of Agricultural Bank's business outlets to inquire about the annual fee of credit cards. Generally, you can inquire with your personal ID card and credit card.
the annual fee for the second-class card is set by the central bank to ensure financial security, which is not set by the bank itself. According to the regulations of the bank, from December 1st, 216, the card or current passbook of the same bank will be divided into two types of accounts, which have an annual fee, and now it is 1 yuan every year. Cards and passbook processed before December 1, 216 will belong to the first class account, and there is no annual fee and small management fee. Therefore, it is reasonable for ABC to charge the annual fee for the second-class card, provided that it is indeed a second-class card. If the card you handled before December 1, 216 is lost, it will be a first-class card if you reissue it. There will be no annual fee and small management fee.
that is to say, since December 1st, 216, you can only open a first-class card in one bank for the first time, and then open a second-class account, which is in the same bank. Of course, you can open a card in multiple banks, so you can have a first-class card in multiple banks. Since December 1, 216, individuals have applied for bank cards in a bank for the first time, which belongs to the first class account, and there is no annual fee and small management fee. If they apply again, they will belong to the second class. Therefore, if a partner who has handled a card before (December 1, 216) loses the card, he can choose to reissue it, so that the card is still a first-class card. In addition, the first-class and second-class accounts of banks can be adjusted with each other, that is to say, the current first-class accounts can be adjusted to second-class accounts, and the second-class accounts can be upgraded to first-class accounts on the contrary. However, no matter how they rise or fall, everyone can only hold one first-class card in the same line. It should be added that there is only one chance for the bank account to rise or fall.
What is the annual fee of ABC credit card?
Annual fee of individual platinum card.
personal gold card is 16-2 yuan/year for the main card and 8-1 yuan/year for the supplementary card;
8-1 yuan/year for the main personal ordinary card and 4-5 yuan/year for the supplementary card; Business card 2 yuan/year.
please contact our credit card center at 46695599 for details.
General personal gold/general card is exempt from the annual fee for the first year, and the annual fee for the next year can be exempted if the card is swiped for 5 times (the main and supplementary cards are accumulated respectively). Gold and general customers who do not meet the swiping times can use 5 points and 3 points in their accounts to exchange the annual fees for the main and supplementary cards respectively.
products such as airline co-branded cards and Bailian Co-branded cards that are automatically converted into airline miles (points) of partners do not enjoy the annual fee policy of point conversion.
distinguished platinum card: customers of the collector's edition can exchange 15, points for the annual fees of the main and supplementary cards; The refined version is exempt from the annual fee for the following year when swiping the card for 3 times (the main and supplementary cards are accumulated separately). Customers who fail to meet the swiping times can use 5, points to exchange the annual fees for the main and supplementary cards.
small platinum series products: small platinum series products are exempt from the annual fee of the first year, and the annual fee of the next year is exempted after swiping the card for 12 times (the main and supplementary cards are accumulated separately). Customers who fail to meet the swiping times can exchange 5, points in their accounts for the annual fees of the main and supplementary cards.
please contact our credit card center at 46695599 and 21-61195599 for details.
how can ABC credit card see that the annual fee is up to standard?
Open the Agricultural Bank APP, click Customer Service in the upper right corner to enter the customer service page, and click the standard of annual fee collection for credit card Jinpu card to enter the standard page of annual fee collection for credit card Jinpu card, and you can successfully view the details of annual fee.
Agricultural Bank of China is a software officially launched by Agricultural Bank of China, which provides personal bank account inquiry, account function management and credit card usage for registered users of Agricultural Bank of China.
Where can I check the annual fee of ABC's credit card?
Users can directly log in to ABC's credit card official website to inquire. The query entry of annual fee is in the lower left corner of credit card official website. Users can find the charging standard. After clicking enter, they can see the charging situation of ABC credit cards such as Puka, Gold Card and Platinum Card. At the same time, other charging standards will also be displayed on the page.
if there is any change in fees, please refer to the latest announcement of Agricultural Bank of China. In addition, users can also call the customer service hotline directly to inquire about the annual credit card fee of ABC.
For more information about how to check the annual credit card fee of Agricultural Bank of China, go to: See more
How to check the annual credit card fee of Agricultural Bank of China
1 Telephone inquiry: users can directly dial the official customer service hotline of Agricultural Bank of China, directly transfer the manual service, and enter their personal credit card as required to find out the specific annual credit card fee;
2 online banking inquiry: log in to the Agricultural Bank of China Credit Card official website and click on the credit card charging standard in the lower left corner to inquire about the specific annual fee information of the credit card;
3 Counter inquiry: Go directly to the counter of the Agricultural Bank of China's business outlets to inquire about the annual credit card fee. Generally, you can inquire with your personal ID card and credit card.
Main features of credit card
① Credit card is one of the fastest-growing financial services today, and it is an electronic currency that can replace traditional cash circulation to a certain extent;
② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also obtain certain loans from card issuers by using credit cards;
③ Credit card is a high-tech product integrating financial business and computer technology.
④ Credit card can reduce the use of cash and currency;
⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
⑥ Credit card can simplify the collection procedures and save social labor;
⑦ Credit card can promote commodity sales and social demand.
new regulations of the central bank
On April 15th, 216, the central bank issued the Notice of the People's Bank of China on matters related to credit card business, canceling the late payment fee for credit cards, introducing liquidated damages, and prohibiting the collection of over-limit fees. At the same time, the credit card overdraft interest rate, interest-free repayment period and minimum repayment amount have been adjusted accordingly. The amount has also increased from 2, yuan per card per day to 1, yuan. The new regulations will be officially implemented on January 1, 217.
1. Cancel the late payment fee and introduce liquidated damages
The Notice cancels the late payment fee, and the card issuer and the cardholder agree on the liquidated damages; Cancel the over-limit fee, and stipulate that the card issuer shall not charge interest on the service fee.
2. You can customize the credit card overdraft interest rate
The upper limit and lower limit of the credit card overdraft interest rate are managed. The upper limit of the overdraft interest rate is five ten thousandths of the daily interest rate, and the lower limit of the overdraft interest rate is lowered by 3% on the basis of five ten thousandths of the daily interest rate. The method of calculating and settling interest on credit card overdraft, whether to calculate and pay interest on credit card overpayment and its interest rate standard shall be determined by the card issuer independently.
3. Interest-free repayment period and minimum repayment amount
The Notice cancels the existing provisions on the maximum period, minimum repayment amount and additional conditions of interest-free repayment period for overdraft consumption, which are determined by the card issuer independently based on commercial principles and cardholder needs.
4. The withdrawal amount is increased from 2, yuan to 1, yuan
The Notice optimizes the management mechanism of cash advance business of credit cards, and clearly defines the types of cash advance business such as cash withdrawal, cash transfer and cash recharge. The daily cumulative limit of each card for cardholders to withdraw cash in advance through ATM is increased from RMB 2, to RMB 1,. Allow cash transfer and cash recharge to my bank settlement account and my payment account.
This is the end of the introduction about the annual fee inquiry of ABC's credit card and how to inquire the annual fee of ABC's credit card. Did you find the information you need?