Hello, hello, to eliminate the blacklist of credit cards, you can work from the following aspects:
1. After the credit card is on the blacklist, do not cancel it and keep it for a long time Normal consumption is sufficient. Usually after 2 years, that's it. That is, within one year, if someone opens your credit report and takes a look, they will see that there was one bad record before. As long as the subsequent ones are good, the bank can take it into consideration.
2. Bad records will lead to negative scores, but as long as you maintain good records for a period of time, the total score will naturally rise again.
3. The method to eliminate bad credit card records is very simple: spend more with your card and repay on time.
You should be able to eliminate bad records by following the above steps. Hope my answer can help you! ! !