Credit cards were issued in China in the 1990s, and now many people are using them. As long as more than half of the adults who have a foothold in society have more than one credit card. Credit card is to use your own credit as a guarantee to spend the money borrowed by the bank, which can meet the consumption of many people. Of course, when you need money urgently in an emergency, credit cards can help you, and payment is very convenient, which is favored by many people. Although credit card consumption has many advantages, it certainly has disadvantages. Because you take the future money as your present consumption, you will have to pay more and more money every month, so your income may not support your future consumption. There are also credit cards, and some people use some means to cash out, which will also be illegal. Some credit cards have high interest rates, which also carries a lot of extra burdens. So sometimes you don't have to use a credit card.