ok. There are many benefits of credit cards in rural commercial banks. You can enjoy overdraft and get some cash by using credit cards. Although the credit card of Rural Commercial Bank is only a small local bank, it has many discounts and caused quite a stir in recent years. Safe, Reliable and Multiple Guarantees While making it convenient for customers to use, Rural Commercial Bank Mobile Banking has taken eight security measures to ensure the safety of your funds, including information encryption, identity confirmation, login password verification, multiple password protection, multiple restrictions, transaction limit control, reserved information and SMS notification.