1. wechat can be bound to a credit card for consumption. Wechat is bound to a credit card. After binding, you can choose to pay by credit card when using WeChat.
2. It should be noted that when wechat binds a bank card, whether it is a debit card or a credit card, it can only bind the bank card in its own name, and cannot bind other people's bank cards.
3. In addition, when binding the bank card, you need to accept the verification SMS, so if the user does not open the bank SMS service, the binding may fail.
For more information about credit card binding, can WeChat consume it? Go to: See more.
Can wechat payment be bound to a credit card for payment?
WeChat payment can be bound to a credit card, provided that your credit card supports WeChat payment, and credit card WeChat payment has a limit, and not all the limits can be paid.
At present, WeChat Pay supports debit cards and credit cards of the following banks:
China Merchants Bank.
China Construction Bank.
China everbright bank.
China CITIC Bank.
Agricultural bank.
Guangfa Bank.
Ping An Bank.
Industrial bank.
Minsheng bank.
Extended data:
Credit card WeChat payment limit:
China Industrial and Commercial Bank Credit Card: The limit depends on the situation.
CCB Credit Card: Single-transaction, single-day maximum 500 yuan.
Bank of communications credit card: the limit depends on the situation.
Credit card of China Merchants Bank: The single consumption amount shall not exceed that of 500 yuan.
Credit card of China Everbright Bank: However, the single and single-day consumption shall not exceed that of 500 yuan.
CITIC Bank Credit Card; But the single consumption shall not exceed that of 500 yuan.
Shanghai Pudong Development Bank credit card: the daily limit is 3000 yuan.
Guangfa Credit Card: But the single consumption shall not exceed that of 500 yuan.
References:
I love card-WeChat payment
Can a credit card be bound to WeChat payment?
WeChat payment can be made by credit card. It is necessary to bind the credit card to WeChat payment first, and users can choose the bound credit card as the payment method when using WeChat payment. The steps for Alipay to bind a credit card are as follows:
Step 1: Open the mobile phone WeChat APP, enter the "Me" interface, find "Wallet" and click Enter.
Step 2: Enter the "Wallet" interface, find "Bank Card" and click Enter.
Step 3: Enter the "Bank Card" management interface of "Wallet" and click "Add Bank Card".
Step 4: Enter your credit card in the "Add Bank Card" interface and click "Next".
Step 5: Enter the "Fill in Bank Card and Identity Information" interface, enter the corresponding information as required (note: the mobile phone number must be reserved in the bank when handling credit cards), and then click "Next".
Step 6: Enter the SMS verification code sent by the bank and click "Next".
Step 7: The credit card is successfully bound to WeChat, and you can see the new credit card when you return to the "Bank Card" management interface.
Can WeChat be paid by credit card?
WeChat payment can be made by credit card.
Binding steps:
1. Open WeChat in version i0S 15.0 of iPhone 13 (version 8.0. 16), open the WeChat program of the mobile phone, find the wallet menu, click to enter the wallet page, and then click the "Bank Card" option.
2. Next, in the entered menu, click "Add Bank Card" at the bottom of the page.
3. Before binding, you need to enter the WeChat transaction password to verify whether the operator is the account owner.
4. Enter the password of the credit card to be bound and verify it.
5. Enter credit card related information, such as the validity period of the credit card, and then WeChat will send a verification message to the mobile phone number reserved by the credit card. 6. Enter the verification code. After the verification is successful, the SMS verification code is bound successfully.
In the first half of 20 15, micro-loans began to invite users to experience on QQ. In September of the same year, it was launched on the WeChat client.
As a test product of Tencent's Weizhong Bank, micro-loan is different from traditional financial lending.
Small loans do not need any mortgage and guarantee: loans provided by banks and other institutions require borrowers to provide property mortgage, so it is difficult for individuals without fixed assets and guarantees to obtain loans from banks. However, "micro-loan" does not need any fixed assets mortgage and guarantee, as long as it has a good personal credit record and performance ability, it can obtain loan qualification.
Most traditional banks and other financial institutions need customers to sign a contract when borrowing money, and if they want to repay it, they must repay it on a specified date. If you want to settle the repayment in advance, you need to pay a handling fee calculated according to the loan proportion, and continue to calculate the interest according to the agreed repayment date. The interest rate calculation of micro-loans can be settled at any time.
"Microfinance" has the following characteristics:
(1) Unsecured and unsecured; Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of individual users with good credit.
(2)724-hour service, the fastest 1 minute to complete the loan; Relying on strict risk control rules and complete technical support system, "micro-loan" provides 724-hour online service with convenient and efficient procedures. All processes are completed on the mobile phone, and the loan can be received as soon as 1 minute.
(3) It can be borrowed and repaid, and there is no handling fee for prepayment; Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.
Can wechat bind credit card consumption?
Of course.
1. WeChat bound by credit card can only be used for payment by some merchants, and cannot be used for personal transfer, code scanning payment, face-to-face payment, etc. Whether WeChat scan code can be paid by credit card must meet at least two conditions, one is to generate real transactions, and the other is that merchants support credit card payment.
2. In addition to using WeChat scan code to transfer red envelopes, they are basically real transactions. You know, the bank clearly stipulates that credit cards cannot be transferred. The most important thing is to see if the merchant supports credit card payment.
3. The answer is yes. At present, most credit cards are supported to bind WeChat consumption. If you scan the QR code of the merchant and choose the credit card directly, you will be charged, just like the offline credit card. There are also some promotional activities with accumulated points. It is the same.
4. It should be noted that the credit card bound by WeChat must be a credit card under my name, and it is impossible to bind others. After the mobile phone authentication SMS is verified, it can be bound successfully. If the bank SMS is not enabled, it can be verified, and it is regarded as a binding failure.
Operating environment: Glory 50 version number 4.0.2. 193, WeChat 8.0. 16.
: The specific steps of credit card binding to WeChat are as follows:
(1) method 1:
1. First, we open WeChat, find "Me", and then click "Wallet"-"Credit Card Repayment"-"Add Credit Card";
2. After entering the page, I enter the credit card information again. This includes names and other information. Be sure to enter it correctly;
3. After we input this information, we can complete the card binding.
4. After the binding is successful, the credit repayment interface will display the bound credit card. Click on the credit card to repay, and of course you can untie the credit card.
5. At present, WeChat payment supports debit cards and credit cards of the following banks: China Merchants Bank, China Construction Bank, China Everbright Bank, China CITIC Bank, Agricultural Bank, China Guangfa Bank, Ping An Bank, Industrial Bank and Minsheng Bank.
(2) Method 2:
1. Log in to WeChat account with your mobile phone and click "I" in the lower right corner;
2. Click "Wallet", enter "Wallet" and click "Bank Card".
3. Click "Add Bank Card". At this time, you will be asked to enter the WeChat payment password. After verification, you can proceed to the next step.
4. According to the requirements, only credit cards with the same name can be bound, so it depends on whether the cardholder's name displayed on WeChat is consistent with the credit card account name;
5. Enter the credit card to be bound, and click Next to enter the interface for filling in bank card information;
6. Select the card type, enter the validity period of the credit card, apply for reserving the mobile phone number, and click Next to enter the interface for verifying the mobile phone number; 7. Click to get the verification code and receive the verification code with the reserved mobile phone number. After entering the verification code, if it passes the verification, the credit card will be bound successfully.
Can a credit card be bound to WeChat scan code for payment?
Hello, WeChat supports binding credit cards, but whether you can use credit card payment on WeChat depends on two factors: whether there is a real transaction and whether the merchant supports credit card payment.
Everyone should know that although credit cards can be bound to WeChat for code scanning payment, not all scenarios can be used. Usually, only merchants who support credit cards online or scan their QR codes offline can use credit cards to pay. And like WeChat personal scanning, it is actually scanning the personal payment code to pay, which is essentially transfer payment. You can't use a credit card. When you choose the payment method, you will see that the credit card is gray, and there is a prompt similar to "Credit card is not supported".
First, the specific operation steps are as follows:
1, when you pay by WeChat, swipe the POS machine or scan the code, you can set the card you want to bind in advance. Open WeChat, click "+"in the upper right corner, and then select Collect and Pay.
2. There is a small line "Use this payment method first" in the middle of the collection and payment interface. Click here to set up your binding card;
3. If multiple cards are bound, you can choose this credit card to pay by default.
2. Under what circumstances can WeChat be used, but not by credit card?
Send a WeChat red envelope, transfer money to friends in the address book, and you can't pay by credit card WeChat;
Merchants who support WeChat payment offline can make credit card WeChat payment by purchasing products or services;
Shopping malls and apps that cooperate with WeChat Online can also use credit cards for WeChat payment when purchasing goods in the shopping mall.
So where can I open the QR code of WeChat credit card payment? You can click "I", "Payment" and "Receipt and Payment" in the fourth column of WeChat interface to select the preferred payment method.
The introduction of WeChat bound credit card ends here.