1. Huaxia standard credit card.
the RMB of the main platinum card is 68 yuan/card/year, and the supplementary platinum card is free;
the main titanium card RMB is 38 yuan/card/year; The RMB of titanium gold card supplementary card is 19 yuan/card/year;
the main gold card RMB is 2 yuan/card/year; Gold supplementary card RMB is 1 yuan/card/year;
the RMB of the master card of Puka is 1 yuan/card/year; The RMB of Puka supplementary card is 5 yuan/card/year.
2. Huaxia ETC credit card.
the main platinum card is RMB 68 yuan/card/year; Supplementary cards are free;
main titanium card RMB 38 yuan/card/year; Titanium card supplementary card: RMB is 19 yuan/card/year;
the main gold card RMB is 2 yuan/card/year, and the supplementary gold card RMB is 1 yuan/card/year.
Huaxia Bank officially issued Huaxia Credit Card on June 18th, 27. Huaxia Bank's first series of credit cards are divided into ordinary cards, gold cards and titanium cards. In terms of product function design, Huaxia Credit Card has launched a number of innovative functions and services. There are innovations in credit card limit, repayment period and interest-free policy.
Issuing Huaxia Credit Card is a significant progress in the strategic cooperation between Huaxia Bank and Deutsche Bank, and it also marks the first time that Huaxia Bank has entered the credit card market in China.
Extended information:
It's certainly not cost-effective to apply for a card without swiping it, but also to post the annual fee backwards. However, different banks have different annual fee-free rules, which makes it easy for cardholders to inadvertently generate annual fees.
it is generally believed by cardholders that the annual fee is waived in the first year and the annual fee is waived in the next year when the card is swiped to a certain standard, but this is not the case for all cards. For example, ICBC's credit card does not have an annual fee in the first year, but it needs to be swiped for 5 times or spend more than 5, yuan to avoid the annual fee for that year; According to the regulations of CITIC Bank, the annual fee for the first year can only be waived by swiping the card once in the first month after issuing the card.
In terms of the rules of exempting the annual fee for the following year, some banks stipulate that it can be free as long as they swipe their cards for more than three times, such as China Construction Bank [6.2 3.85%] and China Everbright Bank; Some banks require more times to swipe their cards. For example, SDB credit cards require 18 swipes to exempt the annual fee for the following year. Most banks, such as ICBC, Agricultural Bank of China, Bank of China, Bank of Communications, China Merchants Bank, etc., are exempt from the annual fee for 5-6 times.
the financial planner of yinlv. com pointed out that because the annual fee is not the main source of income for domestic credit card issuers, banks generally stipulate that the annual fee will be waived only after swiping the card for a certain number of times, and there is no limit on the amount. However, banks that limit the amount of consumption are not without it. For example, Shanghai Pudong Development Bank stipulates that if the consumption is over 2, yuan or more, the annual fee for the following year can be exempted.
It is also particularly noteworthy that the annual fee-free rules of banks are not immutable. The staff of the Credit Card Center of Bank of Communications [8.79 4.27%] told the reporter that the annual credit card fee is based on the collection time of the annual fee in the first year, and it is pushed back for 12 months, which is the collection time of the annual fee in the next year. Generally, the annual fee-free rules of Bank of Communications credit cards will be notified to cardholders by SMS at the end of the year or the beginning of the following year, and cardholders need to pay attention to whether the annual fee-free rules have changed.
Reference: Huaxia Credit Card-Baidu Encyclopedia