The main features of credit cards:
Credit card is one of the fastest growing financial services. It is an electronic currency that can replace the traditional cash circulation in a certain range.
Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.
Credit card is a high-tech product integrating financial business and computer technology.
Credit cards can reduce the use of cash and money.
Credit cards can provide settlement services, facilitate shopping and consumption, and enhance the sense of security.
Credit card can simplify the collection procedure and save social labor.
Credit cards can promote commodity sales and stimulate social demand.