Hello, it depends on the type of consumption you have. If you only pay by credit card, the minimum repayment amount is 500 yuan.

Examples of recurring interest: ● If your bill date is the 5th of each month, the repayment due date is the 23rd of each month; ● The current statement printed by the bank for you on April 5 includes: All your transaction accounts from March 5 to April 5; ● Assume that you only have one purchase in this bill, the consumption amount is RMB 1,000, and the merchant’s payment time is March 30 ; ● Your current bill prints the "Amount Due for the Current Period" as RMB 1,000 and the "Minimum Repayment Amount" as RMB 100; ● Under different circumstances, your recurring interest is: ① If you are in If you repay RMB 1,000 in full before April 23, the recurring interest on the statement on May 5 will be = 0; ② If you only repay the minimum repayment amount of RMB 100 on April 23, Then the recurring interest on the statement on May 5th is ￥17.85 yuan, and the specific calculation is as follows: 1,000 yuan × 0.05 × 24 days (March 30 to April 22) (1000-100) yuan × 0.05 × 13 days ( April 23 to May 5), recurring interest = 17.85 yuan.

Minimum repayment amount = 10 cash advance principal 10 non-cash advance transaction principal 100 fees 100 interest 100 excess consumption amount 100% of the unpaid portion of the minimum repayment amount in the previous period 100% single installment amount. As long as you repay the minimum amount of your bill before the payment due date, you will not incur late payment fees and will not affect your personal credit. Please rest assured. However, recurring interest will accrue. All consumption in the current period will accrue interest from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until you pay it off in full.

If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.