1. Call customer service: If the cardholder is blocked due to the overdue credit limit reduction of the credit card, he should immediately pay off the arrears, and then call the customer service of the issuing bank to explain the situation and ensure timely repayment. Generally, the card can be unblocked.
2. Providing transaction bills: Generally, there are transaction risks in swiping cards. For the safety of funds, banks will take measures to cut interest rates and seal cards. If this happens, the cardholder can hand over the consumer invoice or pos signature suspected of cashing in to the bank, and the bank will unseal it for you after verification.
3. Apply for a new card: After the credit card is blocked, the cardholder can choose to apply for a new card with different card types and apply for unsealing the old card, and the general bank will unseal it.
4. consumption abroad: After cross-regional or cross-border consumption transactions of credit cards, banks generally ban credit cards for the sake of protecting the security of credit cards. The cardholder can call the issuing bank to prove that it is operated by himself, and then it can be automatically unsealed.
5. Billing by installments: If the cardholder seriously violates the rules and cannot use the credit card on the next billing day, he can apply for installment settlement and continue to use it after repayment for a period of time.