When will the annual fee of Guangfa Credit Card be deducted? This is a question that many GF credit card users often encounter. In order to answer users' questions, we will introduce the deduction time for the annual fee of Guangfa Credit Card.

First of all, the annual fee deduction time of Guangfa Credit Card is related to the time when the user opens the card. Generally speaking, if the user chooses annual fee installment payment or annual fee exemption service when opening the card, the annual fee will not be deducted at the same time every year. On the contrary, if the user does not choose the above services, Guangfa Bank will deduct the annual fee one year after the credit card is opened.

Secondly, the time for deducting the annual fee of Guangfa Credit Card may vary depending on different credit card types. For example, the annual fee for the GF World Card is usually deducted when the credit card is opened or when it has been one year since the card was opened. As for the lifetime annual fee-free credit cards among Guangfa Credit Cards, such as the Guangfa e-Card Card, there is no need to deduct annual fees.

Finally, in order to prevent users from missing the annual fee deduction time, China Guangfa Bank often reminds users through text messages or letters before the credit card annual fee is deducted. Therefore, users do not need to worry too much about annual fee deductions, as long as they pay the annual fee in time after being reminded by China Guangfa Bank.

To sum up, the annual fee deduction time of Guangfa Credit Card varies depending on the user’s card opening time and credit card type. Therefore, it is recommended that users carefully understand the credit card related services and deduction rules after opening the credit card to avoid Unnecessary expense and hassle.