Not recommended

Students can no longer apply for a credit card. Even if they can apply, the limit is 0 or very low; because college students have no income, banks are afraid of the risk of bad debts; 2. If you don’t have a credit card, if you want to pay for installments, it seems that the only option is Home Credit installments (the one who answered before), but the interest of this kind of installments is higher than that of loan sharks. After one year, the interest rate is even as high as about 50%; therefore, it is strongly recommended not to use it. This kind of installment.