Credit cards can save money, but credit cards are different from savings cards. The main purpose of their issuance is to stimulate consumption, not to deposit or withdraw. So credit cards can save money, but there is no interest. Generally speaking, even if it is a time deposit, the money in the savings card will have interest on the current deposit, while the money in the credit card will have no interest no matter how long it is deposited!

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Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

There is no need to pay cash for credit card consumption, and it will be repaid on the billing day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

References:

Baidu encyclopedia-credit card