2. The applied credit card failed to pass the review, and the application materials have been automatically returned by the system, but the application progress has not been updated, so it has been displayed as being under review.
After the bank receives the application materials, the normal review period is 10 working days. Once the application is approved, the bank will make the card within two to three working days, and then send it by registered mail or express delivery according to the billing address.
So it takes about 15 to 30 days to apply for a credit card for the first time. If there is no news for more than one month, it is estimated that the audit failed. You can collect more application materials (proof of financial resources, proof of income, proof of work) for at least three months before applying or applying to other banks. ?
Extended data:
Matters needing attention in applying for a credit card:
1. It's the first time to apply for a card. It's best to go directly to the bank counter. For beginners, you can submit relevant information when you apply for a card at the bank counter, and then the bank will submit the information to the credit card center for review. This way, the success rate of applying for a credit card is higher.
2. Don't think that credit cards can be overdrawn casually, and they will be consumed wantonly in the process of use. You know, you have to repay your credit card on time after you spend it. Once the card is maxed out, it will be in trouble.
3. After the credit card is overdrawn, it must be repaid before the end of the final repayment date, otherwise it will be considered overdue. If the credit card is overdue, it will produce bad credit, which will have an impact on handling the card and loan in the future.
4. Pay attention to the safety of using the card, mainly to prevent the credit card from being stolen. There are many aspects of this card security, including not letting the card leave the line of sight when swiping the card, not casually clicking unknown links, and not easily revealing the three-digit security code behind it.
Baidu Encyclopedia-Agricultural Bank of China
Baidu encyclopedia-credit card
Baidu Encyclopedia-Credit Card Application Form