Cardholders can earn points by signing bills with the credit card of China Everbright Bank, borrowing cash in advance, and purchasing goods by mail order and installment payment with the credit card. However, the following items will not be counted:
(1) Real estate transactions;
(2) Automobile sales transactions;
(3) wholesale transactions;
(4) transactions in public hospitals;
(5) public school transactions;
(6) Charitable and social service transactions.