1. Lack of enthusiasm of credit record: In the credit report system, the number 8 represents credit card or loans overdue for more than 15 days, which means that the cardholder or lender has delayed paying the corresponding debts for a long time. This may be the main reason why the overdue credit report of consumption 153 shows 8.
2. overdue information is not updated in time: credit information is collected and updated regularly by credit reporting agencies, but information may not be updated in time. If the cardholder or lender has repaid the overdue payment, but the credit reporting agency fails to update the relevant information in time, the overdue status will still be displayed in the credit reporting.
3. Credit card overdue has a chain effect: if the overdue of consumption 153 is related to other credit cards or loans overdue, these overdue conditions may affect the credit investigation of consumption 153. Even if consumption 153 itself is not overdue, due to the existence of other related overdue, the overdue information in the credit report is finally displayed.
to sum up, the display of overdue credit information for consumption 153 may be caused by many reasons, including insufficient enthusiasm of credit records, failure to update overdue information in time, and chain effects caused by overdue credit cards. In order to maintain a good credit record, cardholders or lenders should actively repay loans and ensure that overdue information is updated in time in credit reporting agencies.
note: the above analysis is based on general assumptions, and the specific circumstances may be quite different. For specific situations, it is recommended that cardholders or lenders consult relevant institutions or professionals for accurate explanation and guidance.