Description of payment rules of WeChat credit card:

From August 1.20 18 1 day, each WeChat credit card repayment will be charged 0. 1% of the repayment amount (the handling fee will be calculated to two decimal places, and the minimum is 0. 10 yuan);

2. The handling fee shall be paid together with the repayment amount when the user repays.

Extended data:

The reason why WeChat still charges credit cards:

There will be a payment channel fee behind every repayment. In order to let users enjoy some free product experiences, Tencent Tenpay has been subsidizing fees.

In recent years, with the rapid development of credit card repayment business, the channel handling fee cost is also increasing rapidly. In order to reasonably balance the cost and sustainable development, Tencent will adjust its business rules: from August 2065438 to August 2008, 1, and each repayment will be charged at 0. 1% of the repayment amount. At the same time, in order to thank you for your continuous support, we will launch activities such as fee reduction and exemption.

Transfer money from WeChat wallet to user's personal bank

2065438+February 2006 15, Tencent customer service announced that starting from March this year 1 day, WeChat Pay stopped charging for the transfer function. From that day on, the cash withdrawal function will charge a handling fee. Wechat told Sina Technology that collecting the transaction fee for cash withdrawal is not a move of WeChat to pursue revenue, but is used to pay bank fees.

The specific charging scheme is that each user (ID dimension) can enjoy a free cash withdrawal amount of 1 1,000 yuan for life, and the handling fee will be charged according to the bank interest rate for the excess. The current rate is 0. 1%, and the minimum charge for each transaction is 0. 1 yuan. Functions such as WeChat red envelope, face-to-face payment and AA collection are not affected, and no handling fee is charged.

Explanation on Adjustment of Wechat Credit Card Repayment Business Rules

Baidu Encyclopedia-WeChat