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1. According to different levels of cards, credit cards can be divided into ordinary cards, gold cards and platinum cards.
2. According to different issuers, credit cards can be divided into corporate cards and personal cards.
3. according to the characteristics and functions of the cards, the types of credit cards can be divided into various theme cards, student cards, shopping cards, women's cards, car cards, sports cards and so on.
4. according to the card shape, there are standard cards, mini cards, special cards and transparent cards.
5. according to the storage medium, the types of credit cards can be divided into magnetic stripe cards and chip cards.
6. according to the relationship between cards, the types of credit cards can be divided into primary cards and secondary cards.
7. according to the different circulation scope of credit cards, the types of credit cards can be divided into international cards and regional cards.
8. according to the settlement currency, credit cards can be divided into local currency cards and foreign currency cards.
9. According to account settings, credit cards can be divided into single-currency cards, dual-currency cards and multi-currency cards.
1. According to brands, there are VISA, MasterCard, AmericanExpress and ChinaUnionPay.
common card
a common card is the lowest credit card issued by a card issuer, and its credit line is the lowest. The credit limit of ordinary cards in China is generally only 5 RMB.
gold card
a gold card is a credit card with a higher credit line than an ordinary card. Generally, banks do not directly handle gold cards for individuals who have no credit history of ordinary cards, and the approval of gold cards is stricter than that of ordinary cards. Applicants will be required to provide proof of income and good credit history. China's gold card credit amount is generally between 1, and 5, RMB.
platinum card or diamond card
platinum card, also known as diamond card, is a credit card issued by card issuers to distinguish it from gold card customers, and provides higher-end services and rights than gold card. Generally, it adopts membership system, with customer service telephone hotline service and value-added services that are highly respected. Usually, it has the service functions of global airport VIP room courtesy, high traffic insurance, global emergency support service (gcas) and 24-hour global exclusive VIP line telephone service.
Platinum card (diamond card) is the highest level of credit cards issued by Chinese banks at present. The approval of Platinum card (diamond card) by banks is very strict, and the application conditions are also very harsh. Only a small number of high-income or leaders can apply. Its credit limit is generally 1 to 1 million RMB.