Which is better, HSBC or China Merchants Bank credit card?

HSBC or China Merchants Bank credit card, which one is better? Currently, the credit cards with good reputation and credibility on the market include: China Merchants Bank Credit Card, Ping An Bank Credit Card, China Guangfa Bank Credit Card, China Everbright Bank Credit Card, China Merchants Bank Credit Card, etc. They are all good choices. HSBC Credit Card is not on the list, so HSBC And China Merchants Bank Credit Card, China Merchants Bank Credit Card is good.

How about HSBC Lifestyle Credit Card (debit card)?

HSBC Lifestyle Credit Card (credit card) includes RMB UnionPay Platinum Card and USD MasterCard Platinum Card.

The card is a platinum card, so the limit is more than 50,000 yuan. The second annual fee is 300 yuan/year. The activation is free in the first year, and the credit card (debit card) is swiped six times for free in the following year.

Overall, as a platinum card, there are some related benefits, but they are secondary and still good.

Let’s talk about whether the HSBC credit card is good or not. Whether the limit is high or not depends on the applicant’s conditions

Recently, HSBC credit cards have become popular, and many card applicants have asked Xiaocai about HSBC Regarding bank credit cards, I would like to know whether the credit card amount of HSBC is high, what is the normal credit card amount, etc.? So, below, Xiaocai will talk about the issues related to the amount of HSBC credit card for everyone.

Is the credit card amount of HSBC Bank high?

First of all, whether the credit card amount is high depends on a number of conveniences, including the following points:

1. The applicant himself Qualifications: If the applicant has a stable job, high income, good financial status and a good credit record, then the credit card amount he can apply for will be relatively high; conversely, if the applicant has an unstable job or a relatively high income If it is low and cannot provide sufficient proof of property, then its overall score will be low, and accordingly the amount of credit cards it can apply for will also be low.

2. Card-issuing bank: There are differences in the general limits of credit cards that banks can give. Some banks give higher credit limits and some lower. Minsheng Bank is a bank with generally higher credit limits.

3. Type of card: There are differences in credit card types, levels, and corresponding credit limits. The higher the card level, the higher the initial limit that can be issued. Normally, The initial limit of the Platinum Card is higher than that of the Gold Card.

So, is the HSBC credit card limit high?

The initial limit of the HSBC Credit Card Jinpu Card is normally 0-50,000 yuan, with a cap of 50,000 yuan, which varies according to the applicant's qualifications.

The initial limit of the HSBC Platinum Card is normally 20,000-500,000 yuan, or even higher. The higher the applicant's conditions and qualifications, the higher the initial limit applied for.

Don’t blindly apply for a platinum card just because the initial limit is high. Normally, the annual fee for a platinum card is also relatively high, ranging from a few hundred yuan to tens of thousands of yuan, and it cannot be waived by swiping the card. The annual fee is something everyone needs to pay attention to.

Is it easy to apply for an HSBC credit card?

It is relatively easy to apply for an HSBC credit card, especially if you apply for a credit card through online channels. No mortgage, guarantee, etc. are required. You can directly enter the information online and enter the application information directly into the bank's credit card center. The bank's credit card center reviews and issues the card online, and the card is issued by express delivery. The application process is very easy. If you want to apply for an HSBC credit card, you must first meet HSBC's basic card application requirements.

Features of HSBC red credit card

Fast collection speed. HSBC red credit card is not visa. HSBC red credit card is a credit card product launched by MasterCard in cooperation with HSBC and MasterCard International. The credit card is characterized by fast collection speed.

This is the end of the introduction about HSBC credit card and HSBC bank card. Have you found the information you need?