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I have a euro card from the Bank of China. I study in Italy. My mother takes the main card and I take the secondary card. I can overdraw 500 euros and deposit 600 euros.
The euro card of China Bank is a single currency card, which means that there is only one euro account, but no RMB account. Besides, your card and your mother's card are two cards under the same account (in fact, your mother only has one account, and your supplementary card is attached to your mother's account). Therefore, only euros can be deposited on the card, not RMB. But generally, your mother takes RMB directly to repay the loan, and the counter staff will help your mother convert it into euros and pay it back directly. I still feel it.

There are not many places to use international cards after returning home. At present, international cards can only be used where foreign cards can be swiped. The reason is that the POS machines of other domestic banks do not have the function of swiping foreign cards at present, which is also the reason why China Bank can occupy domestic high-end hotels and large shopping malls (places where foreigners haunt) for a long time.

I don't know if you will prompt this when you consume your mother's mobile phone. If you want to know, I can check it for you. My email address is 2193636 1@qq.com.

I wish you a happy use of the card. I am happy to answer any questions that can help you in the process of using the card.