There are many ways to repay the credit card (debit card) of China Merchants Bank after cash withdrawal, such as:
1. The cardholder can transfer the money in the debit card to the credit card (debit card) of China Merchants Bank for repayment through the universal deposit and withdrawal machine of China Merchants Bank.
2. Cardholders can select the "Credit Card (Debit Card) Repayment" area in China Merchants Bank's all-in-one deposit and withdrawal machine and repay in cash.
3. The cardholder can bind the credit card (debit card) to the third-party platform of WeChat or Alipay, and run the credit card (debit card) through the third-party platform for repayment.
How to repay the merchant's pocket withdrawal?
China Merchants Pocket Cash Withdrawal Repayment can be run in the mobile banking APP. Users log in to China Merchants Bank Credit Card (Debit Card) APP and click on My. There will be a personal consumption card account with three options: installment repayment, minimum repayment amount and repayment. Click Repayment to confirm the repayment amount. At this time, information such as repayment account, payment method and repayment amount will appear on the page. Just confirm the repayment.
After repayment, if the amount of cash borrowed in advance is sufficient, users can continue to apply for withdrawal.
How does China Merchants Bank repay the cash withdrawal from its own pocket? This way can be free.
China Merchants Bank credit card can not only overdraw consumption, but also provide cash withdrawal service. Cardholders can download the Pocket Life APP on their mobile phones. After logging in, they can transfer the funds from the credit card to the savings card and withdraw cash without going to the ATM. Of course, after the withdrawal, you still need to repay. So, how does China Merchants Bank repay the cash in its pocket? Let's have a look.
1. How can I return the cash in the pocket of China Merchants Bank?
The repayment method after the credit card of China Merchants Bank is taken out of the pocket is the same as the usual credit card overdraft consumption repayment. As long as the credit card is clear, it can be repaid through various channels, such as direct repayment from the pocket life, using mobile banking of other banks or third-party channels.
However, some channels charge for repayment, so it is better to repay through the channels of China Merchants Bank, not only for free, but also in real time. It should be noted that before repayment, you should be clear about how much you want to pay back. After all, credit card withdrawal is not just about repaying the principal.
2. How much does it cost to withdraw cash from the pocket of China Merchants Bank?
If you use China Merchants Bank's pocket life to withdraw cash, the repayment should not only pay back the principal, but also the withdrawal fee and the interest generated during the use.
China Merchants Bank charges 1% of each transaction amount for pocket cash withdrawal and domestic cash withdrawal, with a minimum of 10 yuan per transaction; The interest on cash transfer shall be calculated at the daily interest rate of 0.5 ‰ from the bookkeeping date to the final repayment date.
The above is the introduction of "How to withdraw cash from China Merchants Bank", and I hope it will help you. In short, there are many ways for China Merchants Bank to withdraw cash from its pocket, but the repayment amount includes not only the principal, but also the handling fee and the interest generated. If it is not clear, repay the loan according to the repayment amount shown in the current bill, preferably in full.
How does China Merchants Bank prepay cash by credit card?
Interest will be charged after withdrawal until it is paid off. If there are funds to be repaid after withdrawal, you can repay them as soon as possible.
Credit card advance cash will be charged with handling fee and interest (including ATM, counter, online banking and telephone advance cash of the Bank or other banks): handling fee: 65,438+0% for each transaction in RMB, with a minimum charge of ￥ 65,438+00/transaction, and 3% for each transaction abroad (including Hong Kong, Macao and Taiwan), with a minimum charge of ￥30/ transaction.
Interest: Cash advance does not enjoy interest-free repayment. From the trading day, the interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly, that is, the interest generated last month will be recalculated.
For example, if the billing date is 12, 2,000 yuan will be withdrawn on February 1 day, and the interest will be charged at 1 yuan every day. If the total interest as of February 12 is 12 yuan, it will be withdrawn from February 13 (.
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Cash repayment method of credit card overdraft of China Merchants Bank
1. Withdraw cash through ATM.
2. Withdraw cash through the counter
These are two ways to overdraw cash. In addition, the cardholder can also withdraw his overpayment.
There is a handling fee for taking out the overpaid part. Generally, the handling fee for recovering personal cards is 0.5% of the amount, with a minimum of B5 yuan and a maximum of 50 yuan.
China Merchants Bank official website-Credit Card Advance Cash Introduction
How to withdraw cash from China Merchants Credit Card?
China Merchants Bank credit card can withdraw cash, and the withdrawal amount is half of the credit card amount, but it needs to be repaid after expiration. So how to withdraw cash from China Merchants Credit Card? Please see the introduction below.
1, automatic repayment. Cardholders can bundle the debit card of China Merchants Bank for credit card repayment. As long as there is enough money in the debit card, the bank will automatically deduct the corresponding amount on the final repayment date.
2. Log in to online banking for repayment. Cardholders only need to log in to China Merchants Bank Online Banking and enter the password, so they can easily complete the repayment without paying any handling fees.
3. Repayment through a third-party platform. Cardholders choose third-party software such as WeChat, Alipay and Youhuahua for repayment.
The above is the introduction of China Merchants Credit Card's cash withdrawal and repayment.
How to pay back the money after China Merchants Bank withdraws the credit card?
If you want to pay back the money after withdrawing it from China Merchants Bank's credit card, you can deposit money in the credit card. You can transfer the money to China Merchants Bank's credit card through the ATM integrating deposit and withdrawal of China Merchants Bank or through other bank cards.
At present, all ATMs of China Merchants Bank (including deposit and withdrawal machines) have a "credit card repayment" area. Users can click "Credit Card Repayment" on the screen to enter this function without inserting a card. Even if you don't have a credit card, you can repay in this way. (Only RMB repayment is supported)
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Introduction of other repayment methods of China Merchants Bank credit card;
(1) Quick repayment through the Pocket Life APP. Mobile phone reconciliation and repayment in one step, supporting many banks such as industry, agriculture, China, construction, and communications to repay freely across banks and restore the quota in real time!
(2) Quick repayment through China Merchants Bank's mobile banking. Client mobile banking and online mobile banking support inter-bank repayment!
(3) Fast repayment of online banking of China Merchants Bank. Pay back while looking at the bill, and pay back easily with a click of the mouse!
(4) Repayment through official WeChat account, official WeChat of China Merchants Bank. Inter-bank repayment 0 handling fee.
China Merchants Bank-Introduction of repayment methods
Let's stop here for the introduction of how to withdraw cash from China Merchants Bank credit card.