It is free to apply for credit cards through formal channels, and only those who find an intermediary will charge, which has certain risks.

1. There are several ways to apply for a credit card:

Application for bank outlets;

Bank application in official website;

Find a bank credit card salesman to submit an application for information on his behalf;

Two. Basic conditions for applying for a credit card:

1. Age: 18-60 years old, with the original ID card;

2 have a stable source of work and income, and can provide proof of income or work;