For the overdue problem of CCB credit card, you can negotiate with the bank through the following points:

1. Contact the bank promptly: Once you find that your credit card is overdue, contact CCB customer service as soon as possible. Explain the situation and express a desire to resolve it.

2. Propose a repayment plan: Negotiate with the bank to formulate a reasonable repayment plan to avoid overdue payments again. You can propose a reasonable repayment plan based on your own financial situation and ability, such as installment payment or adjusting the repayment date, etc.

3. Clarify the reasons for the difficulty: Explain in detail the reasons for the overdue payment to the bank, such as financial difficulties, unemployment, etc., to improve the communication effect. The bank may consider providing certain discounts or assistance based on your actual situation, such as waiving part of the interest or fees.

To sum up, if your CCB credit card is overdue, you can negotiate with the bank to resolve the issue by promptly contacting the bank, proposing a repayment plan, explaining the reasons for the difficulty, etc. In addition, if you need more credit card-related information, such as credit big data query, it is recommended that you go to Netdome Data to query credit big data to obtain more comprehensive information.

Extended information:

Credit big data refers to the analysis and mining of huge data to extract characteristics and patterns related to personal credit, which are used to evaluate personal credit. situation. Through credit big data inquiry, you can learn about an individual's credit score, overdue records, defaults, etc., and provide individuals with more comprehensive credit information. When solving overdue credit card problems, understanding your own credit status and the bank's basis for credit evaluation will enable you to better negotiate with the bank and formulate a reasonable repayment plan.

Note: It is recommended that you maintain a good communication attitude when negotiating to resolve overdue credit card issues, actively cooperate with the bank, and try to avoid overdue payments again to maintain your credit record. At the same time, it is recommended that you regularly check or pay attention to your credit status, and discover and solve problems in a timely manner to ensure that your personal credit is in good condition.