What should I do if my credit card repayment amount is less than 10 yuan and I am not allowed to pay it back? Under normal circumstances, you can pay off as much as you owe on a credit card. However, some channels have restrictions on the repayment amount. The minimum repayment for a credit card starts at 10 yuan. Repayments below 10 yuan are not allowed. In fact, it is possible not to repay. Credit cards have tolerance services. If the amount is less than 10 yuan, it can be regarded as normal repayment. It will not be treated as overdue, and no interest will be charged. But if you really feel uneasy, you can transfer an amount of more than 10 yuan to your credit card for repayment. In this way, you don’t have to worry about overdue payments after settling the credit card debt. This is achieved through the credit card deposit function. Any extra money that exceeds the credit card limit will be in the form of overpayment. Once there are no transactions on the credit card for more than 180 days after repayment, this part of the overpayment has a great risk, and may form an overpayment bad debt, which will be reported to the central bank's credit reporting system and recorded as bad debt in the special transaction record. With this kind of record on your bank account, you may not be able to get a loan, or even a credit card. The only solution is to deal with the overpayment, which can be used by swiping the card for consumption, or transferred to the bank card in advance. The former is free of charge, while the latter may incur cash withdrawal fees. If you want a free trial, you can choose to spend with a credit card. Remember that the consumption amount should be consistent with the overpayment amount. The above is the relevant introduction to "What to do if the credit card repayment amount is less than 10 yuan". I hope it will be helpful to everyone.