is a personal consumption loan promoted by Citibank in Shenzhen, which belongs to unsecured and unsecured pure credit loan products. The maximum loan amount is 5, yuan, the minimum is 9, yuan, and the longest loan period is 48 months. Applicants are required to earn more than 4, yuan a month after tax and have worked in the current unit for 3 months.

1. Conditions for applying for a small loan from Citibank

1. Income requirements: After-tax monthly income is more than 4, yuan, and monthly punch-in salary should be provided;

2. Working years: continuous working in the current unit for 3 months;

3. Professional requirements: On-the-job employees will not accept applications from individual industrial and commercial households and private owners for the time being.

2. The advantages of Citibank's microfinance are as follows:

1. There is no need to provide collateral or guarantee from others;

2. The maximum loan amount can reach 5, yuan;

3. The loan interest rate is , and the minimum monthly management fee is .76%;

4. The loan term can be up to 4 years;

5. The loan can be issued within 4 working days as soon as the application materials are complete;

6. Accept applications from people without credit history.