1, relatively safe.
Spend as much credit card as possible, so you can bring less cash-even if it is stolen or lost, it can reduce the loss. If the money is lost, the possibility of getting it back is very small; However, credit cards are different. Even if they are stolen or lost, we can report the loss as soon as we find them. Even if your credit card is stolen without a password, it is much easier to trace it-because every credit card has a record, and the loss 48 hours or even 72 hours before the bank reports the loss is borne by the bank.
Step 2 save money
Many banks' credit cards have cooperation or promotion activities, such as how much cash rebate is given to credit cards, such as watching a movie or eating western food at a 15% discount. In addition, credit card points can also be exchanged for some gifts in daily life, and even some lucky draws.
3. Reduce economic pressure
It is assumed that there will be some economic pressure to pay a large amount of consumption at one time, so that you can pay by credit card in installments and enjoy your favorite items in advance; Although it still needs to pay some extra fees, I think it is worthwhile to enjoy the intangible value for half a year or even a year in advance. Of course, spending in advance should be done according to one's ability.
In addition, some credit cards can provide accident insurance, medical insurance, trailer and car wash for free, enjoy the service of VIP rooms in banks or airports, and change flights and oil stations. Therefore, it is not difficult to become a card god. As long as you use the credit card correctly and master the welfare activities of the bank, the card god is not far from you.