Ordinary consumption is transferred to installments (through counters and telephone banking)? After the cardholder swipes the card, the second day after the consumption is recorded in the account and three days before the due repayment date of the consumption,
You can go to the business outlets or directly call 95588 to apply for the installment business transfer. ?
The application starting point is low
As long as you spend RMB or HK$ 65,438+000, 600 yuan, USD or Euro at one time, you can apply for installment payment.
2. How many cycles have you selected? The installment period is divided into 3 months, 6 months, 9 months, 12 months, 18 months and 24 months, and the cardholder can choose 6 installment periods.
3. Free of prepaid expenses.
Repayment in advance is free of repayment fee.
4. Is the application procedure simple?
Swipe your card through the designated merchants of ICBC, go to ICBC's business outlets and call 95588 customer service number, which can be easily handled.
5. Free extension You can extend the installment payment through telephone banking and counters, thus extending the installment payment period and reducing the monthly deduction amount. Reduce the repayment pressure of cardholders; To apply for extension, the cardholder shall be charged an extension fee according to the extension fee standard.
service charge
1, ICBC credit card installment fee? chart
2. Collection of handling fees
The system automatically calculates and deducts it from the credit card account. The installment fee shall be deducted in one lump sum from the first installment. ?
Amount to be repaid in the first month = total amount ÷ number of installments+handling fee, that is, 50,000 ÷ 24+50,000 * 7.8% = 5,983.34 yuan; The future monthly repayment amount is 2083.34.