second, the function of dual-currency credit card of China Merchants Bank. The function of dual-currency card of China Merchants Bank is similar to that of most dual-currency cards, which can be summarized as follows: 1. As a kind of credit card, dual-currency card has the functions of credit card spending, cash advance and installment; 2. Many single-currency credit cards cannot be used abroad. If you hold a dual-currency card, you can basically use it unimpeded. 3. When shopping and spending overseas, you can use the dual-currency credit card to swipe your card through UnionPay or USD. When you need to repay after swiping USD, you can repay USD if there is USD, but there is no USD and the issuing bank can purchase foreign exchange for repayment. 4. Dual-currency credit cards can not only enjoy the activities of preferential merchants of UnionPay, but also participate in activities of visa or MasterCard.
third, how to apply for CMB dual-currency credit card is not obviously different from other credit cards. You can choose to apply at the counter or online. In view of the convenience and speed of online credit card application, it is best to apply online if you want to save time. The Credit Card Center of China Merchants Bank will complete the preliminary examination in about one week after receiving your application materials. After passing the preliminary examination, a special person will contact you and collect the application materials at home. After the final approval of the card, the bank will send your credit card by express delivery, which will reach you in about two weeks. CITIC Q enjoys a co-branded card (QQ members enjoy double points without threshold; Free flight delay insurance)