Hello, this card friend!

It is normal for China Merchants Bank credit card customers to have overseas consumption needs. Cardholders can use their credit cards from the bank to conduct foreign currency consumption transactions abroad. , in this case, the cardholder may have the need to deposit RMB into the account as mentioned in the question. In response to this demand, China Merchants Bank has launched the function of depositing foreign currency consumption in RMB into the account.

You can log in to China Merchants Bank Credit Card Online Banking, click Repayment Management - Automatic RMB Foreign Exchange Purchase to enter the activation page of the relevant functions. Once this function is activated, your credit card foreign currency consumption transactions will be automatically converted to RMB is recorded in the account.