The card type does not matter, the limit is the same standard, it mainly depends on whether you have any needs. Industrial and Commercial Bank of China Credit Card \x0d\ Advantages: There are more than 30,000 branches across the country, and it is currently the bank with the most branches in China; \x0d\ Supports Alipay, and can have unlimited limits; \x0d\ No handling fees for local cash withdrawals (my favorite); \x0d\ International cards of different brands have independent limits; \x0d\ Disadvantages: The application threshold is too high, and the limit is too high Low; \x0d\ Poor service attitude (especially branches) \x0d\ Such a big bank does not have an 800 number, and the 400 number is not open to individual users; \x0d\ Summary: Suitable for those who do not have joint-stock commercial banks in the local area and who often like to withdraw cash overdrafts friend. \x0d\Customer service hotline: 95588 Annual fee-free policy: Swipe the Gold Card 5 times to waive the annual fee for the following year \x0d\Cash withdrawal handling fee: 1% of the amount, with a minimum of 1 yuan, 1 Hong Kong dollar, or 1 US dollar. The maximum amount is RMB 50 or HKD 50, USD 10 (including domestic and overseas). Domestic transactions are free with the Platinum MasterCard Card. \x0d\Multiple account management: independent limit, independent billing day and independent repayment\x0d\Online payment: you need to go to the bank counter to activate it first. The single transaction and daily limits for U-shield customers are the maximum limit of the credit card; the total cumulative limit for customers who register static passwords at the counter is 300 yuan, whichever is lower, or the limit of the credit card itself; the single transaction limit for electronic banking password card customers is 1,000 yuan, whichever is the limit of the credit card itself. Low, the single-day limit is 5,000 yuan or the limit of the credit card itself, whichever is lower\x0d\Instalment business: Supports interest-free installments (3, 6, and 12 installments) at specific merchants. After spending more than 600 yuan in RMB, 600 Hong Kong dollars, 100 US dollars, and 100 euros, you can apply for free installments (3, 6, 9, 12, 18, 24 installments) by phone. Each installment will have different procedures depending on the number of installments. Fee\x0d\Billing date: The 1st of each month is the billing day and cannot be changed\x0d\Card types: regular card (limit 0-20,000 yuan), gold card (limit 10,000-50,000 yuan), platinum Card (with a limit of more than 50,000 yuan)