Frozen credit cards can be repaid, as follows:

1. After the credit card is frozen, the repayment function is normal, and users can repay normally. And even if the credit card is frozen, the user must repay according to the specified time. As long as the repayment is not made on time, the bank will treat the user as overdue. Moreover, when the freeze is due to overdue payment, the user is even more required to repay. If the overdue debt is not paid off, the frozen status of the credit card will not be lifted;

2. In addition, after the credit card is frozen, the user Pay off overdue debts, and the credit card recovery time is not fixed. The sooner you pay off overdue debts, the better for the early recovery of your credit card.

Legal basis: Article 3 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks"

Commercial banks operating credit card business shall protect the legitimate rights and interests of customers and the security of relevant information in accordance with the law. Relevant information shall not be used for purposes other than the Bank's credit card business without the authorization of the customer.

Article 4

Commercial banks operating credit card business shall establish and improve credit card business risk management and internal control systems, strictly implement authorization management, and effectively identify, evaluate, monitor and control business risks .

Article 5

Commercial banks operating credit card business shall fully disclose relevant information to cardholders, reveal business risks, and establish and improve corresponding complaint handling mechanisms.