China Postal Savings Bank handles the overdraft card process:
1, application conditions
1) China residents, foreigners with permanent residency in China, and compatriots from Hong Kong, Macao and Taiwan who need applicants 18 years old, have full capacity for civil conduct, and have a good credit status can apply for a personal credit card master card with their valid identity documents. Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. The main cardholder can apply for cancellation of the supplementary card at any time.
2) Have stable repayment ability.
2. Place of application:
Local China Postal Savings Bank outlets
Local China Postal Savings Bank Credit Card Center
3. Submit the certificate
Identity card; Work certificate or income certificate; Work phone, home phone and my mobile phone; Tax payment certificate; Proof of assets such as real estate and vehicles under the name of the individual; Other banks, credit cards and so on. The import standards of each bank are different, and the above information is not needed. According to different requirements of banks, postal savings banks generally need proof of work or income.