SMS reminders for Everbright Bank credit card consumption are free of charge. Some functions of Everbright Bank credit card:

1. Low cash withdrawal fee: the cash withdrawal fee is 1%, with a minimum of 3 yuan per transaction.

2. Automatic installment function. After the automatic installment function is activated, every time the card is swiped, regardless of the amount of the card, the payment will be automatically divided into 12 installments.

3. Free text message reminder function, a text message will be automatically sent to your mobile phone for each transaction, and no fees will be charged.