The so-called dormant card, as its name implies, refers to the bank card that the cardholder has been idle for a long time and is in a dormant state. The dormant card may leave a negative record on your credit report, because you may forget to pay the annual fee.
1. OTC trading of this account has been suspended, which means that the bank has frozen some trading functions of this account. In real life, bank card is a credit payment tool. Anyone who needs to pay can apply to the bank. However, sometimes customers will encounter such a situation. When trading with a card, the page prompts that the account has suspended counter trading.
In fact, the bank's instant account has suspended off-exchange transactions, which means that the bank has frozen some functions of the bank card. In this case, if users want to handle business, they need to go to the bank counter, and other businesses cannot be carried out through mobile banking.
Of course, if users want to lift the bank restrictions, they still have to bring their bank cards and ID cards to the bank counter to lift the restrictions. Only by lifting the restrictions on bank cards can the transaction proceed normally.
4. The history of China Postal Savings Bank can be traced back to the postal savings business started in 19 19, and it has a history of one hundred years. In March 2007, based on the reform of the original postal savings management system, China Postal Savings Bank Co., Ltd. was formally established. 20 12 1 month, the company was restructured into a joint stock limited company. 20 15 and 12, domestic and foreign strategic investors were introduced 10. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 12 was listed on the Shanghai Stock Exchange, and the three-step reform goal of "share reform, A and H listing" was successfully completed.
5. Insist on serving the real economy, actively implement the national strategy, support the construction of China's modern economic system, and realize its own sustainable development. Adhere to customer-centric, build an online and offline integrated financial service system, and provide customers with high-quality, convenient and efficient comprehensive financial services. Adhere to the risk orientation, constantly improve the comprehensive risk management system of "all-round, full participation", and maintain the asset quality at an excellent level. Adhere to the mission of "inclusive urban and rural areas, so that financial services have no distance" and provide inclusive finance services; Adapt to the trend of residents' wealth growth and consumption upgrading, and develop wealth finance; Support the transformation and upgrading of industrial structure and develop industrial finance; Implement large-scale deployment of peak carbon dioxide emissions, carbon neutrality and green finance. Use financial technology to help high-quality development and build a digital eco-bank that serves rural revitalization and new urbanization.