How much is the credit card fee?

The annual fee of 1. is one of the basic fees of credit cards, which is charged annually. Generally, there are several kinds of annual credit fees, such as annual fee exemption for credit cards, annual fee redemption for points, and rigid annual fee collection. For details, please refer to the article "How much do you know about the annual credit card fee? Look here! The general amount is from 0 yuan, 200 yuan, 300 yuan, 500 yuan, 800 yuan, 1000 yuan, 1800 yuan, 3,000 yuan, etc.

2. Card swiping fee: According to national regulations, card swiping fee can be divided into public welfare (0 rate), concession (0.38% rate) and standard (0.6% rate). When we use a credit card to spend money in a merchant, according to the different types of merchants, we deduct the expenses actually received by the merchant from the amount we spend. (Handling fee = credit card amount and credit card rate). If it is normal consumption, we don't need to bear the cost of this piece.

3. Installment fee: After spending by credit card, especially after spending a large amount, if we are short of funds or receive a phone call from the bank, we will be told that installment can reduce the repayment pressure, and some people will choose installment after they have the opportunity to raise the amount. At this time, you need to bear an installment fee.

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