I am a business owner and would like to apply for a credit card to facilitate the flow of funds. Which card is good?
I am a business owner and would like to apply for a credit card to facilitate the flow of funds. Which card should I apply for? Okay
The two most effective ways to apply for a large-amount credit card
One of the most effective methods: Submit proof of property
For large-amount credit cards, The choice of bank credit card does not matter. What matters is whether your property certificate complies with the bank's regulations.
Generally speaking, property certificates include: real estate, cars, financial products, etc. under the personal name.
Take Minsheng Bank as an example. Its large credit cards are divided into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000).
If you provide real estate under your personal name, the required conditions are: the standard platinum card requires the real estate value to be more than 800,000, the deluxe platinum card requires more than 1.6 million, and the diamond card requires more than 3.2 million.
But the bank does not accept the car title certificate.
Guangfa Bank, China Merchants Bank, etc. accept vehicle-related certificates.
The second most effective method: apply for a card with a card
Applying with a card is an effective way to apply for a large credit card. Taking Minsheng Bank as an example, applying for a card does not require any additional proof of assets: the applicant is required to have a credit card that has been used for more than half a year, and the credit limit of the card is at least 40,000. The application conditions are: the original card limit If you spend more than RMB 40,000, you can get a standard platinum card, if you spend more than RMB 80,000, you can get a deluxe platinum card, and if you spend more than RMB 150,000, you can get a diamond card.
When applying for a large credit card, according to the bank's scoring system standards, certain conditions are most applicable, such as a good credit record, a superior career, a stable high income, high deposits, etc.
If you can’t get a recommendation card, you can only spend money to find someone.
To apply for a card or withdraw cash, you can contact me.
I am in business and I want to apply for a credit card. What kind of proof do I need to provide?
Use your ID card to go to the bank to check. The bank will have a recommendation list for high-quality customer service. of. You can apply directly. If there is no fixed scope, you can also apply for certificates for cars and houses
I am a businessman and have high liquidity. Is it suitable to invest in Meili Financial?
No problem. If you have high liquidity, you can choose Meili Financial’s Monthly Interest Pass. This financial product is relatively flexible.
I am a businessman. How many credit cards do I want to apply for? Ask the experts how to do it
Chengdu Bank of Communications credit card application conditions (just meet one of the following, call: I34O2B326I4.)
1. Photocopy of ID card and social security number of the unit (half a year) Above)
2. Photocopy of ID card and proof of income (with official seal or personnel seal)
3. Photocopy of ID card and photocopy of work badge (handwritten work badge with unit seal or column seal) Printer’s card)
4. Photocopy of ID card Other bank credit card (more than half a year old)
5. Photocopy of ID card and business card
6. If it is 03 Applicants must have a college or bachelor's degree graduated after 2015 and be under 30 years old. You only need an ID card to apply. No other information is required.
7. If you have a mortgage property loan in your own name, (all domestic banks are acceptable). You only need an ID card to apply. No other information is required.
Note: The ID card must be within the validity period, and the second generation must be photocopied, both front and back. The first generation is also acceptable
The following information can increase your credit limit
1. Private Photocopy of driving license
2. Photocopy of commercial housing property
3. Photocopy of commercial housing loan contract
Note: The following customers cannot apply for Bank of Communications credit cards
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1. Male customers under 23 years old
2. Customers with serious bad credit records
3. Customers who use other people’s ID cards to apply for credit cards
Activities: 1. If you spend RMB 200 or more with your card at Hongqi chain stores (within the 3rd ring), Renrenle, Beijing Hualian, New Century Department Store, Haagen-Dazs, Qiansheng Department Store and other large supermarkets, you will get RMB 100 in cash back. 2. New World Cinema offers a 50% discount on all tickets purchased with a credit card, with additional discounts on Saturdays and Sundays. Tickets can be purchased for 10 yuan.
Is the normal flow of funds from a bank card helpful for applying for a credit card?
If If the average daily flow of funds in the bank is relatively large, it will definitely be helpful for applying for a credit card.
How can a credit card display fund flow on WeChat
You must first connect the credit card on WeChat, and then you can view the fund flow information, as follows:
Log in to your WeChat account in the WeChat interface, then click the button in the upper right corner of the interface, and click "My Bank Card" in the interface that appears to enter the bank card interface.
After entering, click "Bank Card" to enter the bank card management interface, start adding credit cards, and activate WeChat payment.
Click the "Add Bank Card" option, and then enter the WeChat payment password to add a credit card;
Enter the credit card, note that it must be your own card, other people's cards cannot be added Add new, click the "Next" button after entering;
Enter the validity period of the credit card, click to select the validity period. Then enter the reserved mobile phone number, and finally click the "Next" button below;
Wait for a while, and then the credit card will be connected;
Return to the bank card interface. You will see the credit card that has been linked, and you can check the detailed information after clicking it.
How to apply for a credit card? How much liquidity does a bank card require?
Hello! Our bank's credit card application does not have clear requirements for bank card transaction volume.
CMB credit card application conditions: Applicants should be between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. You need to provide the following basic information: our bank’s credit card application form, work certification file issued by your employer, and a photocopy of the front and back of your ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan compatriot card and employment permit; Hong Kong and Macao residents) : Return permit and employment permit/residence permit). The credit card application result shall be subject to our bank's actual audit.
In addition, providing the following information will help increase your credit limit, such as: photocopies of China Merchants Bank’s savings account slips in the past three months; original proof of asset balance of the financial account opened by China Merchants Bank; photocopy of real estate certificate (Including my name) A photocopy of any utility invoice for the property in the past 3 months; a photocopy of my car driving license.
China Merchants Bank Credit Card "Quick Application for New Customers" channel, if you meet our credit card application standards, we will have a dedicated person contact you. Please try to apply: ：.cmbchina./product/newcustomer.aspx
You can also apply at the branch. You can check the addresses and business hours of business outlets in various places through our website, and contact the nearest outlet for processing. Method: Please log in to the credit card website: .cmbchina./, click "Service Outlets" in the upper right corner, and select the city you need to query in the drop-down box. Or please indicate the name of the nearest outlet, and we will provide you with the contact number of the outlet.
If you still have questions, it is recommended that you solve credit card problems anytime and anywhere through the credit card smart service platform.
Click here to view details: .cmbchina./Common/Default.aspx?pageid=zxkf1
I want to apply for a credit card. In order to facilitate the transfer of funds and refuel, it is convenient
Apply for a credit card The materials that need to be provided are:
1. Credit card application form (available at the bank window);
2. Original and photocopy of ID card (you can bring the original to the bank for photocopying);
3. Proof of employment and income (these must be stamped by the employer);
4. Those with non-local household registration also need to provide proof of residence;
5. Individuals must also provide the following materials: a verified business license or tax registration certificate proving that they have been operating for more than two years; a business premises contract or proof of self-ownership (that is, a real estate certificate).
Is it easy to apply for a credit card? I'm in business, can you tell me what I need to do?
Business license, ID card, household register, etc. are required
I want to apply for a credit card. I am from out of town and have always been in business. How can I apply for it?
Nowadays, applying for a credit card is not so strict. Banks such as Bank of Communications and China Merchants Bank are everywhere. There are also stalls at the entrance of supermarkets. If you are in the middle, engineering, construction, or agricultural sectors, it is more strict. You must have certain qualifications in the bank. You can only make a deposit
If you want to apply for a credit card for business, which one is better?
If you want to apply for a credit card for business, which one is better?
Required for credit card application Information provided
1. Identity proof information: photocopy of resident ID card or military officer ID card; if you are a compatriot from Hong Kong, Macao and Taiwan or a foreigner applying in the mainland, you also need to provide proof of employment.
2. Proof of work and income: salary certificate, photocopy of social security (paid for more than half a year).
3. Supporting information for Agricultural Bank of China credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months. The original document of any fee, a photocopy of a time deposit certificate issued at the Agricultural Bank of China with an amount exceeding 10,000 yuan, etc.
What kind of credit card should you use for business?
The two most effective ways to apply for a large-amount credit card
One of the most effective ways: Submit proof of property
For large credit cards, the choice of bank credit card does not matter. What matters is whether your property certificate complies with the bank's regulations.
Generally speaking, property certificates include: real estate, cars, financial products, etc. under the personal name.
Take Minsheng Bank as an example. Its large credit cards are divided into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000).
If you provide real estate under your personal name, the required conditions are: the standard platinum card requires the real estate value to be more than 800,000, the deluxe platinum card requires more than 1.6 million, and the diamond card requires more than 3.2 million.
But the bank does not accept the car title certificate.
Guangfa Bank, China Merchants Bank, etc. accept vehicle-related certificates.
The second most effective method: apply for a card with a card
Applying with a card is an effective way to apply for a large credit card. Taking Minsheng Bank as an example, applying for a card does not require any additional proof of assets: the applicant is required to have a credit card that has been used for more than half a year, and the credit limit of the card is at least 40,000. The application conditions are: the original card limit If you spend more than RMB 40,000, you can get a standard platinum card, if you spend more than RMB 80,000, you can get a deluxe platinum card, and if you spend more than RMB 150,000, you can get a diamond card.
When applying for a large credit card, according to the bank's scoring system standards, certain conditions are most applicable, such as a good credit record, a superior career, a stable high income, high deposits, etc.
I want to do business when I am 17 years old and want to apply for a credit card worth 5,000 yuan
I can’t apply for a credit card without an ID card
Hello, I want to apply for a credit card or loan.
For business use
To apply for a credit card, you can contact the bank, or apply online yourself
For loans, you can go to banks and financial companies. Banks have many requirements and the procedures are a bit slow, but financial companies have faster procedures. But the interest rate is high.
How to apply for a credit card when doing business
Get a business license and ID card
If you are a self-employed person and apply for a China Merchants Bank credit card, in addition to a photocopy of your ID card , you can provide your individual business license and tax bills for the past three months. You can also provide other proof of your financial resources: income tax withholding certificate; photocopy of your own real estate certificate; photocopy of your own car driving license; bank time deposit certificate and other information that can prove your financial level.
How many credit cards should you get for business?
The credit card limit is determined based on your income. What I am sure of is that even if you apply for multiple certificates, it will not be enough for your business.
Is it good to borrow a credit card to do business?
Credit cards, it depends on whether you can play well or not. If you are not good at it, you will be played by credit cards. If you know how to play credit cards, you can do business
Where to do business? Home bank credit card is good
Application locations: 1. Local bank branches; 2. Bank credit card center staff; 3. Some banks (industrial and commercial construction, etc.) support applications through online banking.
Application conditions: 1. A person who is over 18 years old and has full legal capacity; 2. A person with stable repayment ability.
Submit proofs: 1. ID card (required); 2. Proof of work or income; 3. Proof of property, vehicles and other assets under your own name; 4. Social security; 5. Credit cards from other banks, etc. Each bank has different standards for importing documents, so not all of the above information is required. It depends on the bank's requirements. Proof of employment or income is very important.
First go to a credit card salesperson or lobby teller to fill out an application form. The other party will usually ask you to fill in the application form if they see that your conditions may approve the card. You need to fill in your basic personal information and your work phone number on the application form. , home phone number and personal mobile phone number; two contacts (one relative and one friend) and their mobile phone numbers and landline numbers.
There is hope only after filling out the form, and then submit the above information and wait for bank approval. The bank will decide whether to approve the card and the credit limit based on the comprehensive score of the information submitted by the applicant. The reference projects include age, gender, and unit. , income, position, housing, education, marriage, real estate, professional titles, credit records and other projects, one score range corresponds to one result, from not approved to approved, from low limit to high limit. In addition, ICBC and other banks will assess the star rating based on your assets in ICBC, and determine whether to issue a card based on the star rating. After submitting the form or applying online, you can enter your ID number on the bank's official website to check the application progress.
In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for the bank to issue cards.
Can’t those who do business get a credit card?
People who do business are the ones with the most credit cards
Go and look at every person who does business
Everyone has more than ten credit cards
They have credit cards because they want to do business
And credit cards are a simple and convenient tool
Of course people who do business can apply for credit cards
Every normal person has rights
Because their capital flow is relatively large
The amount they can handle is quite high
Use a credit card Is it valid to invest and do business if both parties are informed?
Using a credit card to invest and do business is valid if both parties are informed. But it should be noted that the party who swiped the card needs to have a certain repayment ability to pay off the debt.
That’s it for the introduction of business credit cards.