The interest-free period is long, the repayment date is fixed, and the bill is clear and definite.

The quota is extremely capricious and there is no limit for half a year.

Free of full penalty interest, no handling fee for one day of withdrawal, and the handling fee for cash installment is only half that of other banks.

There are outlets all over the country, which is convenient.

Support for cash withdrawal without a card, with the advantage of many outlets, basically so that you don't have to worry about having no cash in hand.

China Industrial and Commercial Bank Credit Card

ICBC credit card generally refers to ICBC credit card.

ICBC credit card is the credit card with the highest circulation in China. At present, ICBC credit cards mainly include: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

Card sorting

Peony quasi-credit card is a quasi-credit card issued by Industrial and Commercial Bank of China. Cardholders deposit a certain amount of reserve fund according to regulations, and when the balance of the reserve fund account is insufficient to pay, they can overdraw within the prescribed credit limit. Peony quasi-credit card can be settled in RMB at UnionPay acceptance points in China, Hongkong, Macau, Thailand, South Korea, Singapore and other regions, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on. This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The appearance of this quasi-credit card is a reflection of the imperfection of China's credit system. Peony quasi-credit card has stopped issuing. Peony Credit Card and Peony International Credit Card, which truly meet the needs of the public, are the development direction. [ 1]?

1. Peony International Credit Card

Peony International Credit Card is an international credit card product launched by Industrial and Commercial Bank of China. International cards are commonly used at home and abroad, and are settled in RMB and a designated foreign currency. Peony International Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. This card is universal.

2. Peony Credit Card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. Peony Credit Card can be used at UnionPay acceptance points in China, Hongkong, Macau, Thailand, South Korea, Singapore and other regions, and settled in RMB, with functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

3. Peony Credit Card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in People's Republic of China (PRC). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different card issuers; According to different credit ratings, it is divided into gold cards and ordinary cards.

Report loss guide

1. loss reporting outlets

If the cardholder loses his credit card, he can apply for reporting the loss at a nearby ICBC outlet. Any branch of ICBC can apply for loss reporting without going to the card issuing branch. The application for loss reporting by outlets is a formal loss reporting. If you need to report the loss, please go to the peony card issuing department in the area where your credit card account is located.

2. Self-help loss reporting

Self-service loss reporting means that you can temporarily report the loss of your online banking or telephone banking registration card, debit card or debit account to fully protect your funds.

Features and advantages: conditions, operational procedures and precautions for applying for service channels.

I. Characteristics and advantages

It is convenient for you to handle the temporary loss reporting procedures in time when the registration card, downlinked card or downlinked account are accidentally lost, which can effectively avoid the loss of funds.

B. Service channels

"Finance @ Home" Personal Online Banking and Telephone Banking

C, bidding conditions

1. Register "Finance @ Home" personal online banking.

2. Registered customers of personal telephone banking can use the self-service loss reporting function of telephone banking to report the loss. If you have not registered our personal telephone banking, you can also use the manual service of telephone banking to report the loss.

D, matters needing attention

1. Loss reporting of international cards cannot be handled through online banking. Please formally report the loss through telephone banking.

2. All kinds of bank cards and accounts (except international cards) can be reported online through online banking. This kind of loss reporting is temporary, and the validity period is usually 5 days. In order to ensure the safety of your funds, please report the loss in writing at the business outlets of China Industrial and Commercial Bank within 5 days, and it will become invalid after the loss report expires.

3. After the loss of the registered card is reported, the bank stops the ATM cash withdrawal, POS consumption and other services handled by the card, but retains the function of the card to enter online banking. You can't inquire, transfer and pay the account or sub-account of the card in online banking. Credit cards, debit cards and business cards can be used for account inquiry in online banking, but they cannot be used for functions such as transfer and payment.

4. After reporting the loss of the associated account, the bank stops the business handled by the account, such as cash withdrawal; After reporting the loss of the card, our bank stopped the ATM cash withdrawal and POS consumption handled by the card.

5. Peony Credit Card and Peony Credit Card will be valid for a long time after reporting the loss through telephone banking. After the loss is reported, the customer needs to go to our Peony Card Center to report the loss in writing, and then he can apply for a replacement card.

6. Our wealth management gold card, transportation card, smart card and passbook can only be reported temporarily through telephone banking. After handling the temporary loss reporting, the customer shall go through the formal loss reporting formalities at our business outlets within five days, otherwise the temporary loss reporting will automatically become invalid after five days.