Guangfa UnionPay Diamond Card is another top credit card launched by Guangfa Bank, which can provide cardholders with top-level supreme courtesy, which can be said to be the ultimate dream of many cardholders. As a top-level card, Guangfa Diamond Card is not owned by anyone, so what are the application conditions for Guangfa UnionPay Diamond Credit Card?
1, 18 years old or older (and ≤65 years old), with Guangfa branch (outlet) working or permanent residence.
2, Chinese mainland household registration residents, or new personnel who meet certain conditions after the preliminary examination.
3. The annual income reaches the local average level (pre-tax income).
4. Guangfa Diamond Card has certain requirements for the applicant's income. At least it must meet the requirements of becoming a VIP of Guangfa Finance, that is, the natural monthly average financial assets of Guangfa Bank should be more than 300,000 yuan, and it can only be handled at the invitation of the bank.
The above is the introduction of the application conditions of Guangfa UnionPay Diamond Credit Card.
Guangfa UnionPay Diamond Credit Card is online! Here comes the top credit card.
Guangfa Bank announced that it will add a diamond card to UnionPay card, which is a more advanced credit card than platinum card, that is, the top credit card. Many people are talking about Guangfa's UnionPay Diamond Credit Card. So today we will introduce what kind of card Guangfa UnionPay diamond card is in.
I. Diamond Credit Card Rights and Interests
As long as it is a diamond card, the cardholder can enjoy the services of the airport and the VIP room of the high-speed rail for free, and can bring 1 passenger for free every year.
In addition, like some operations that need to pay handling fees, diamond cards are basically free. For example, domestic and foreign cash withdrawals, emergency loss reporting and replacement cards, and production costs are all free.
As for other rights and interests, it is determined by the specific card issuance of Guangfa Bank.
Second, the annual fee of diamond credit card
The annual fee of UnionPay Diamond Credit Card newly added by Guangfa Bank is 1.2 million per year for the main card and 5,000 yuan per year for the auxiliary card.
Third, the diamond credit card limit
Guangfa's newly added UnionPay Diamond Credit Card has no specific information, but its level is higher than that of Platinum Card. As a high-end credit card, the amount is naturally not low.
And the diamond cards of other banks can reach one million, so the diamond credit card of Guangfa will definitely reach one million.
The above is a summary of some related information of Guangfa UnionPay Diamond Credit Card. It can be seen that the amount of this new type of diamond card is very high, and the annual fee is also quite high. As for the rights and interests, as a high-end credit card, the rights and interests must be quite rich. However, this card type has been added and there is no corresponding card.
What is a diamond credit card?
Hello, diamond card is the highest level of credit card. Many banks will launch diamond credit cards, but few can apply. Generally speaking, for several months in a row, customers with monthly financial assets of more than 5 million yuan will have the opportunity to apply for a diamond card. After application, all kinds of ordinary credit cards and diamond cards are free. Then the maximum amount of diamond cards can reach 5 million. The diamond cards of various banks have many supporting services, giving away a lot of insurance, and there are certain discounts for staying in hotels by plane.
To understand what a diamond card is, we must first know what a UnionPay card is. 1. UnionPay card is a bank card jointly launched by China UnionPay and commercial banks. At the beginning of 62, there is a UnionPay logo on the card. Then UnionPay cards can be divided into ordinary cards, gold cards, platinum cards and diamond cards according to the card level and service authority. In other words, the diamond card is the card with the highest level and the most service authority. It is the highest level of credit card. Its target customers are mainly social elites and professional elites. The card will have the identification pattern of "Diamond" diamond card products. Black and black with metallic and pearlescent luster are usually used as the primary colors of the card surface, which is the legendary "black card".
One: What is a credit card?
Credit card, also known as credit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. The form is a card with name, expiration date, number and cardholder's name printed on the front and magnetic stripe and signature strip printed on the back. Consumers with credit cards can shop or spend in specialized commercial service departments, and then banks will settle accounts with merchants and cardholders. Cardholders can overdraw within a certain amount.
The credit card stipulated in the relevant laws of China (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards in the Criminal Law of People's Republic of China (PRC)) refers to the electronic payment card issued by commercial banks or other financial institutions. It has all or part of the functions of consumption payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.
What is the credit limit of Guangfa UnionPay Diamond Credit Card? The applicant's credit status is the key.
China Guangfa Bank UnionPay Diamond Credit Card, a top credit card, can provide high-end value-added services such as top private club courtesy, unlimited golf practice and unlimited road rescue, which attracts the attention of cardholders. Many card friends also want to know the quota of this Guangfa diamond card. Let's have a look.
1. What is the credit limit of Guangfa UnionPay Diamond Credit Card?
Usually, the credit card limit is affected by the level of the card. The higher the level, the higher the credit card limit. For example, the most common high-end credit card, such as platinum card, has a quota of 50,000 yuan, while Guangfa Diamond Card is several grades higher than platinum card, and the quota is at least several times that of platinum card.
In addition, the application for Guangfa Diamond Card requires that the natural monthly average daily gold assets of Guangfa Bank be above 300,000 yuan. It is said that the bank's credit card is based on income, and the amount is usually set at 2~3 times the monthly income. Therefore, as long as you apply for the Guangfa Diamond Card, the minimum amount is several hundred thousand.
Of course, the final amount depends on the applicant's credit status, such as the applicant's age, gender, unit, income, position, housing, education, marriage, real estate, professional title and other factors will affect the card approval amount.
2. How to raise the amount of Guangfa UnionPay Diamond Credit Card?
Like this high-end top credit card, it is actually not difficult to increase the quota.
If you feel that the quota is not enough, call the VIP service hotline of Guangfa Bank, and you may be able to increase the quota immediately. Or directly apply for overseas credit card authorization and spend more abroad. There is basically no suspense in raising the quota.
After all, since banks dare to give a line of100,000, there must be risk control, and naturally they will not be stingy with the line.
So much for the introduction of UnionPay Diamond Credit Card.