Generally, the grace period for gold cards and ordinary cards is 3 days, and the grace period for platinum cards is 9 days. Repayment before 20: 00 on the last day of grace period at the latest is regarded as normal repayment. Some special cards do not enjoy grace period service. Whether to generate overdue records is subject to the latest bill.

The above contents are for your reference. Please refer to the actual business regulations.

How many days can credit card repayment be delayed?

If it is a CMB credit card, there is a 3-day grace period (no need to apply) for credit card repayment (including e-installment), and the minimum repayment within three days from the repayment date will not affect your credit history.

For example, the final repayment date is the 5th of each month, and it is normal to delay repayment for 3 days until 24: 00 on the 8th of that month.

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1. If China Merchants Bank uses its credit card to transfer repayment from other banks, it is recommended to handle it 1-2 days in advance, and pay attention to the time limit of the account.

2. Full repayment does not generate expenses, and the minimum repayment amount will generate interest expenses.