The application process is as follows:

Natural persons who are over 18 years old, have full capacity for civil conduct, are solvent and have good credit standing (including Chinese residents, residents of Hong Kong, Macao and Taiwan who are permanently resident in the country, and foreigners) Anyone) can apply for a personal credit card master card from the card issuer with his or her valid identity document and other supporting documents required by the card issuer.

The card issuer decides whether to issue a card based on the applicant’s credit status, whether to require the applicant to provide guarantee and the method of guarantee, determines the method and type of card collection, and determines the applicant’s credit limit, etc.; if the card is not issued, Application materials approved by the institution will not be returned.

Any entity that opens a basic deposit account at a financial institution in China can apply for an entity card from the card issuer with the basic deposit account opening license issued by the People's Bank of China and other supporting documents. The qualifications of the company card holder shall be designated and revoked in writing by the company. The applicant unit shall be responsible for repaying all debts incurred under the unit card.

Extended information:

Cardholders can use the card to make purchases at special merchants with UnionPay acceptance logo at home and abroad and other special merchants designated by the card issuer; Withdraw local currency cash at the marked cash withdrawal outlets or ATMs; withdraw RMB cash at domestic ATMs with the UnionPay acceptance mark or at outlets designated by the card issuer, and enjoy other services provided by the card issuer. Corporate cards cannot withdraw cash.

When cardholders make purchases at special merchants with the UnionPay logo, they must enter or do not need to enter the password as agreed with the card issuer in advance, and sign the same as the signature column on the back of the card on the purchase form. Signature, except for electronic cash account consumption, small-amount visa-free and password-free business, and other agreements between the cardholder and the card issuer or otherwise stipulated by the acceptance institution or bank card organization.

Guangxi Beibu Gulf Bank-Guangxi Beibu Gulf Bank Credit Card Regulations