The types of credit card consumer groups can be roughly divided into:

Price-sensitive people: If you are particularly price-sensitive, then your first consideration may be whether you have to pay an annual fee to apply for a card. Some banks will waive the first-year annual fee for group card applications, or provide annual fee discounts for specific units to apply for cards.

Brand-oriented: Price is not very important to you, but you are particularly particular about brand. You can apply for a card for your favorite bank card brand, whether you admire the time-honored brands of the four major state-owned banks, or It is a new brand of commercial banks, and you can get satisfaction when applying for a card.

Benefit priority: What benefits the card can bring is the most important focus. You can first compare various benefits, including points validity period, additional insurance, bank supporting discounts provided, and shopping mall discounts. Click Wait to make your selection. In addition, various co-branded cards are also the best choice for those who are concerned about card benefits.

Convenience comes first: time is money. What you need is whether it is convenient to apply for a card at your door, deliver the card, make payment, the quality of customer service phone service, and related services of online banking, etc.

Popular followers: I hope to become the envy of everyone. The cards currently issued by domestic banks include transparent materials, beautiful patterns, and irregular shapes, which can meet the needs of pursuing fashion.

Credit card traders: Using credit cards is just for convenience. Use credit cards as a substitute for cash and checks, and the balance will be paid off in one go at the end of each month.

Credit card revolvers: Use credit cards as financing tools and are happy to use the credit card's revolving credit function and pay loan interest.

Multiple users: Absolute classification is unrealistic. There will also be situations where consumers belong to the above two types at the same time. That is to say, you are a trader when it comes to some small purchases, and you become a turnover person when it comes to some large purchases.