The application conditions for e-loan of China Merchants Bank are relatively simple, and the conditions for e-flash loan of China Merchants Bank are as follows:

1, credit card and savings card of China Merchants Bank are required, and they are between 18-60 years old and have full capacity for civil conduct.

2. Have a stable job and income, certain economic conditions and certain repayment ability.

3. Personal credit is good and there is no bad record.

The loan must be used for consumption, such as wedding, car purchase, student aid, travel, medical care, etc.

What are the requirements for handling e-flash loan of China Merchants Bank?

China Merchants Bank e-flash loan application requirements:

1. First of all, the borrower must be 18 years old and belong to a person with full capacity for civil conduct.

At the same time, you need to have a stable job and income, because only in this way can you repay.

3. When filling in the application materials, the applicant must ensure that the information filled in is complete and accurate.

At the same time, it is necessary to ensure that the funds applied for can only be used for personal consumption.

5, the applicant's personal credit must be good, can't have a bad record.

The audit of e-flash goods of China Merchants Bank is relatively simple, which is mainly determined by comprehensive evaluation of the system, and then manually audited. If you hold a China Merchants Bank credit card, it will help the application to pass the examination.

What are the conditions for e-flash loan?

To apply for e-flash loan, you need to meet the following conditions:

1. The applicant's credit information is good.

2. The applicant is over 18 years old.

3. Stable income and timely repayment.

4. The debt ratio is not high.

5. Have full capacity for civil conduct.

6. Have a credit card (debit card) of China Merchants Bank.

7. There are reasonable loan purposes.

Eligible customers can apply for loans from China Merchants Bank. Of course, whether they can finally apply for a loan successfully depends on the audit results of China Merchants Bank. It is not easy to get the loan amount after passing the examination.

After the customer successfully applies for the quota, he should make a good record of loan repayment and not overdue. E flash loans generally do not support deferred repayment, so there is no grace period. After the customer applies for a loan, he must keep in mind the repayment date, and cannot be overdue because of negligence.

Once the e-flash loan is overdue, the customer needs to bear the corresponding overdue consequences. For example, the customer's credit report will be hurt, and the bank will charge a penalty interest. The longer the customer is overdue, the more serious the consequences will be. Therefore, when applying for a loan, customers can't exceed their financial capacity.