Has the Bank of Communications Credit Card Center been established?
No, the staff of the Bank of Communications Credit Card Center are not officially established by Bank of Communications, but they enjoy some bank benefits.
BankofCommunications (BCM) was founded in 198. It is one of the six largest banks in China, one of the oldest banks in China and one of the note-issuing banks in modern China. On April 1st, 1987, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 25 and successfully listed on the Shanghai Stock Exchange in May 27.
Bank of Communications is one of the major financial service providers in China, and its business scope covers commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. Bank of Communications has 235 domestic branches, including 3 provincial branches, 7 directly affiliated branches and 199 provincial branches, with 3,27 outlets in 239 cities at or above the prefecture level and 158 counties or county-level cities. It owns seven non-banking companies, including wholly-owned subsidiaries Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and holding subsidiaries Bank of Communications Fund, Bank of Communications Guoxin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of the bank. It has strategically invested in Hainan Bank and controlled four rural banks.
In July 219, the Fortune Global 5 of 219 was released: it ranked 15th.
The personal business of Bank of Communications includes: savings deposits, personal loans, foreign exchange services, financial planning, investment services, insurance services, convenience services, wealth management, private banking and other services.
the company's business includes: banking and finance project, tax payment, cash management, asset custody (securities investment fund custody, national social security fund asset custody, insurance fund custody, brokerage/directional asset management plan custody, enterprise annuity custody, international custody, trust fund custody, private equity fund custody, etc.), investment banking and financing business (accounts receivable transfer, guarantee business, loan commitment letter, credit certificate, buyer. Discount of commercial bills, loan-to-lending business of foreign governments, principal fixed assets loans, entrusted loans of export tax rebate accounts, overdraft of corporate accounts, principal working capital loans, interbank credit asset buyout business and interbank credit asset repurchase business).
How about working in the Credit Card Center of the Bank of Communications?
It's not too good, it's tiring, and the credit card center of the bank may be redundant for our workers. Can't be used as a long-term job. We must be busy from morning till night every day. If we don't work, we have no money. Too tired! Let's enter a separate industry. The basic salary looks attractive. For example, the basic salary of a senior account manager is 7K, but it is actually the basic salary with tasks. You must complete the task to get the basic salary. Moreover, these tasks are not fixed and will be adjusted every year, and the tasks will become bigger and bigger. Therefore, it is the state of 7K pre-tax basic salary.
1. The management of the Ministry of Commerce is chaotic. The decision-making of the leading group basically depends on patting the forehead and has no professional market management experience. In addition to looking at their own data, any decision-making also has external data and other sub-center data, which is seriously lacking by the management team at present. There is basically no promotion mechanism. Promotion depends not on personal ability, but on nepotism. Therefore, it is not suitable for the vertical development of one's career. The team atmosphere is extremely bad. The core leaders decide the team culture. There is basically no team culture here, and long-term work can easily affect personal values.
2. There is little work to learn, especially managers, let alone managers. More than half of the work is just manual labor. It's just a propaganda porter of the Bank of Communications. The bank credit card center is a secondary bank among banks. It is as high as the upgraded branch and is directly managed by the head office. There are basically two kinds of employees in the bank credit card center: one is the official employee of the bank and the other is the expatriate employee. Expatriates are mainly responsible for outsourcing companies, and their main job is customer service, but regular workers are different. He is responsible for all the management of bank card functions, such as credit rating, risk control, credit card approval, credit card discount, etc. These core functions are within the jurisdiction of the official industry. The other is dispatching workers, who are recruited by outsourcing companies. Under normal circumstances, telephone customer service is to send staff.
3. Every day, some employees are recruited through various softwares. They are basically expatriate employees of the company. They are not the responsibility of the head office, but managed by the outsourcing company. They mainly sign contracts with third parties. Although the salary mentioned above is relatively high, including the salary written in the contract, a lot of money is handed over to intermediary companies, that is, third-party companies, which are under great performance pressure and have a high turnover rate. Therefore, in the face of recruitment, we must be clear about the content of the contract and see if it is a labor dispatch contract. General recruitment will have special instructions. But if you are a regular worker directly, your salary is relatively stable and it is a good job.
4. It's hard. If you are a recent college graduate, you can't find a satisfactory job for the time being, and you feel that you are a passionate and energetic young man, I suggest you try. Don't pay too much attention. After all, you should do it with a learning attitude, otherwise it will be difficult for you to persist. The specific treatment in different regions is different.
What does the Commercial Department of Bank of Communications Credit Card Center mainly do?
The Commercial Department of Bank of Communications Credit Card Center does not promote others to apply for credit cards, but is engaged in the expansion and maintenance of cooperative merchants, and is engaged in business negotiations.
The card center is divided into three departments. The Ministry of Commerce is not involved in any sales of credit cards at all, but only responsible for negotiations with public merchants.
for example: discount on credit card, refund of credit card payment, and business negotiation of pos machines.
Extended information:
(1) To formulate development strategies and policies for domestic and foreign trade and international economic cooperation, draft laws and regulations on domestic and foreign trade, foreign investment, foreign aid, foreign investment and foreign economic cooperation, formulate departmental regulations, put forward opinions on the connection between China's economic and trade regulations and international economic and trade treaties and agreements, and study economic globalization, regional economic cooperation and modernization.
(2) to be responsible for promoting the structural adjustment of circulation industry, guiding the reform of circulation enterprises, the development of business services and community commerce, putting forward policy suggestions to promote the development of small and medium-sized business enterprises, and promoting the development of modern circulation modes such as circulation standardization, chain operation, commercial franchising, logistics distribution and e-commerce.
(3) to formulate domestic trade development plans, promote the development of urban and rural markets, study and put forward policies to guide domestic and foreign funds to invest in the construction of market system, guide the planning of wholesale markets for bulk products, the planning of urban commercial outlets and the construction of commercial system, promote the construction of rural market system, and organize the implementation of rural modern circulation network projects.
(4) Take the lead in coordinating and rectifying and standardizing the market economic order, formulate policies to standardize the market operation and circulation order, promote the credit construction in the business field, guide the commercial credit sales, establish a market integrity service platform, and supervise and manage the special circulation industry according to relevant regulations.
reference source: Baidu Encyclopedia-Ministry of Commerce
This is the end of the introduction of Bank of Communications Credit Card Center and the customer service telephone number of Bank of Communications Credit Card Center. I wonder if you found the information you need from it?