The first six digits of the card number are the card Bin, which indicates the card issuer and card type, but you need a complete card Bin database to accurately identify it. How to tell whether the Platinum Card of CCB is a credit card or a savings card

1. A credit card is one with clear words "credit card" and "debit card" on its face.

2. Credit cards have laser anti-counterfeiting marks on the front, but debit cards do not (except for individual bank debit cards)

3. Credit cards must have an expiration date.

4. The words "Debit Card", "Savings Card", "ATM Card", "Maestro" and "Cirrus" are clearly marked on the card surface as debit cards.

5. Credit card numbers are embossed. Debit cards are printed in print and embossed.

6. On the front of the credit card, there is the Chinese Pinyin of the cardholder's name, and some of them have the gender "Mr" and "Ms". Debit cards are not necessarily available.

7. Generally, you don't need to enter a password (except for Shenfa Credit Card, CITIC Industrial Credit Card and some credit cards of China Construction Bank), just enter 6 or 4 digits on the password key to confirm.

8. Credit cards have a card expiration date.

9. There is a CVV code for online payment on the back of the credit card. How does CITIC Bank distinguish between a credit card and a savings card?

there is your name pinyin in the bottom left corner of the credit card! No savings card! There are numbers on the back of the credit card, but not on the savings card! How to tell whether the card of Agricultural Bank of China is a savings card or a credit card

The distinction between a savings card and a credit card (card face): the name pinyin and expiration date are on the lower left of the front of the credit card, and Arabic numerals are next to the signature column on the back; If the above information is not available, it is a savings card.

the difference between credit card and savings card:

1. the difficulty of handling: savings card wins.

As long as you have an ID card (which is generally the second generation now), you can go to the bank to apply for a savings card for yourself. However, if you only have an ID card to apply for a credit card, the bank must consider the customer's income level, social security, assets, etc. Whether you can issue a card requires bank evaluation.

2. About the annual fee: credit card wins.

At present, almost many banks charge an annual fee for savings cards, generally ranging from 1 yuan. Of course, there are also peers who do not need to pay an annual fee for their first debit cards, but not all cards; Credit cards, on the other hand, are different. Although the annual fee is as high as tens or hundreds of yuan, as long as you swipe your card within one year, you can waive the annual fee for the next year.

3. security PK.

both savings cards and credit cards are swiping cards, or through online transactions or mobile devices. As long as there is a transaction, there will be risks. Therefore, when using savings cards and credit cards, you should protect your passwords. If you use the savings card with online banking, you should also ensure that the computer is equipped with the necessary security software and learn to use the online silver shield.

4. whether overdraft is supported.

under normal circumstances, the savings card does not support overdraft. And credit cards have overdraft function. The overdraft function is still very helpful for the immediate need, but I am afraid of blind overdraft, which will cause some unnecessary troubles. It is still necessary to learn to spend rationally.

5. Relationship with life.

In the function of life, credit card is undoubtedly better. For example, shopping malls and hotels can spend points, and you can also use credit cards by subway and bus. It is very convenient to use credit cards when traveling, spending and shopping abroad. The savings card does not have so many tricks, but if the savings card opens online banking, it is also very convenient to shop, repay and transfer money online.

6. Impact on personal credit.

because the savings card has no overdraft function, every expenditure and consumption generated by the savings card is your own. You can save it if you like, and take it if you like, which is out of the bank's control. Credit cards, on the other hand, have a billing date and a final repayment date every month. If you are overdue, there will be credit problems, which will affect your normal life and work. How can the owner card of CCB tell whether it is a savings card or a credit card? What is the annual fee?

Credit card cards are generally printed with the name of the card holder and the expiration date. And it will also indicate that it is a credit card, with an annual fee ranging from 8 to several hundred, depending on whether you are a general card, a gold card or a platinum card. Generally, you can avoid the annual fee after spending several times.

I hope I can help you, and if you are satisfied, please adopt

CCB's service telephone charge? How to tell whether a bank card is a credit card or a savings card?

charge for local calls. If your mobile phone package gives away minutes, it is equivalent to free. Specific distinction to see if there is a debit card credit card logo on it. Generally, credit cards look better than savings cards. The CCB savings card is a dragon card or a zodiac card, and almost all others are credit cards!

Please adopt the savings card number of China CITIC Bank. I can't remember the card number. How to divide the peer credit cards into stages

I suggest you consult the customer service of China CITIC Bank Credit Card Center to solve your personalized problem. Generally speaking, after the application, you need to pass the examination and approval before the bank will lend you money, and sometimes the arrival of the loan at the designated card is not real-time. There are ways to tell whether a credit card is an internal card or a foreign card

. All domestic credit cards have the logo of "UnionPay" except for the logo of VISA or MASTER, but not foreign ones, because UnionPay is the only China bank card organization approved by the State Council and the People's Bank of China. I don't know how you want to tell the difference. If the card is in your hand, then there is the easiest way. All domestic Kaka backs have Chinese profiles, while foreign ones don't.

In addition, if you are from Hong Kong, Macao and Taiwan, you may also have a Chinese profile. Then look at the service hotline on the back of the credit card. If the overseas service hotline is +86 ..., it must be a domestic card, because (86) is the international area code of China. If you just pass the number, the average person can't find it, and you can only tell what card it is. There are only four institutions in the world that can issue credit cards, namely, VISA and MASTER, which we contact most frequently, and Diners Club (Diners Credit Card) and American Express (American Express Card), which are relatively rare.

first of all, it is distinguished by the digits of the card number. The card numbers of VISA and MASTER are 16 digits, Diners Club is 15 digits, and American Express is only 14 digits. So how do you tell the difference between VISA and MASTER? VISA's cards all start with four characters, while MASTER's cards all start with five characters, which is the same whether it is domestic or overseas, so only the card number can distinguish the card type, but it can't distinguish between domestic and foreign. I hope I can help you. There is a bank card number. How can I confirm whether it is a savings card or a credit card?

There is a mark above the card. Can I change the credit card number and the savings card number? Does it affect the integral?

the card number of a bank card cannot be changed, unless the card number can be changed with a replacement card, which will not affect the contents of the original account.