Hello, welcome to pay attention to China Merchants Bank Credit Card. The basic functions of the credit card are the same. You can use the card for consumption, domestic and overseas online payments, cash advance, installment payment, credit card points, accumulated credit, up to 50 days. Interest-free periods, etc., different offers and promotions will be launched from time to time for different credit cards. Since personal preferences are different, it is recommended that you choose according to your own preferences. If you need to know the detailed information of the credit cards currently launched by our bank, Please log in to the credit card website/, click "Credit Card Application" and select the card you are interested in.
The most important requirements for application are that there is a China Merchants Bank in the place where you work and live, you are 18-60 years old, and you have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document, both of which are indispensable. . If you can provide other supporting documents of financial resources, it will be more helpful for us to understand your personal situation and determine your credit limit. If you meet the requirements, you can try to apply. Detailed application information is as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required); military personnel need to provide a copy of their military ID; foreigners: passport and residence permit or employment certificate; Taiwanese: Taiwan Compatriot Permit and Employment Permit; Hong Kong and Macao citizens: Home Return Permit and Employment Permit/Residence Permit); Temporary ID cards require a second-generation temporary ID card valid for more than 3 months and a copy of the household register. 2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or the original has been verified by the promoter and marked A copy of your work permit/plate; 3. Proof of financial resources: If you want to apply for a credit card with a relatively large limit or a gold card, or a card above the gold card level, it is recommended to provide more financial information. It can be salary records issued by the bank, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc. The main ones are your large deposit slips, real estate certificates, and copies of driving licenses for high-end private cars. If you can provide relatively complete financial documentation, it will be more helpful for us to understand your personal situation and determine your credit limit. The issuance of credit card is subject to the final review result.
If you have never held a China Merchants Bank credit card, there is a China Merchants Bank in your local area, and you want to apply for a credit card now, you can apply in the following 4 ways (without any handling fee):
1. Please You log in to the credit card website/, select "Credit Card Application" - "New Customer Application Channel", apply through the "Easy Appointment, Door-to-Door Application" online banking application appointment platform, fill in the simple appointment information online, and wait for the bank's review. If the review is passed, a specialist will We will contact you by phone to confirm that we will come to your door. If you want to apply in this way, please first confirm whether our bank can provide free appointment for door-to-door processing in your area (the results will be displayed after selecting the province/city/district);
2. Please bring your Please go to any branch of China Merchants Bank in person to apply for the original identity certificate, work certificate and financial support documents. Regarding the distribution of our bank's counters, please click: China Merchants Bank branch map, then select a city, and then check the branch information.
3. You can make an appointment to apply for a card via mobile phone. If you pass the preliminary review, a dedicated person will come to your workplace to apply for the card.
Click to make an appointment now/mca/MNewSelect.aspx?WT.mc_id=NF7KFWX02130331C
4. You can also call the customer service hotline and select 3#-1 in the voice call to be transferred to a specialist Register you and notify our local staff to contact you to confirm your application.
In the initial review, the quota is comprehensively assessed based on the information attached when you applied and your specific situation. Please refer to the review results for the specific quota. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or its equivalent in U.S. dollars, and the upper limit is ￥50,000 yuan or its equivalent in U.S. dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan.
The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption. If the card is not divided into gold and ordinary cards, or if you had a gold card before but canceled it and left a regular card, the limit is between 1,000-50,000 yuan.