Pledge the interest rate (monthly interest rate ‰), credit cooperatives' certificates of deposit, treasury bills and certificates of deposit with freezing notice within June (including June) 4.65 June to year (including year) 5. 1 to three years (including three years) 5.25 Three to five years (including five years) 5.45 Five years and 5.7 months. Loans from private enterprises and state-owned enterprises. 7.875 Three to five years (including five years) 8. 1 five years at most 8.55 3. Credit cooperatives' salary pledge in June (including June) 5.58-7.44 June to year (including years) 6. 12-8. 16 to three years (including three years) The credit villages (towns) of farmers' micro-credit loans are 6.045, 2, 6.5 1, 3, 6.975, 2, 6.63, 2, 7. 14, 3, 7.65, and non-credit villages (towns) are 8.
Basic regulations;
1. Loan target: China citizens aged 20 to 60 with full civil capacity.
2. Loan term: 48 installments at most.
3. Guarantee method: unsecured and unsecured credit loan.
4. Application materials to be provided:
(1) Original and photocopy of the borrower's valid identity certificate;
(2) local permanent residence or valid residence identity certificate
(3) The borrower's loan repayment ability certificate. Such as the income certificate issued by the borrower's unit.
(4) The borrower's real estate license and driving license (if not needed, the loan amount can be increased)
(5) The borrower's credit report (which can prove personal credit)
(6) The salary card is flowing (nearly 6 months)
(7) Loan repayment records in the last 3 months (if any)
(8) The expenses of water, electricity and gas in the last three months can prove the address.
Processing flow:
(1) requires an interview.
(2) Prepare the materials.
③ Come and fill out the application form.
(4) Submit for review.
(5) issuing loans.
⑥ Regular repayment
2. What is the loan interest of Huai 'an Rural Credit Cooperative?
What you said is that the banks currently handled in rural areas are: Agricultural Bank, Postal Savings Bank and local credit cooperatives. Migrant workers need to provide the following basic information: 1. Original and photocopy of legal and valid ID card, household registration book and Jinsui Huinong card; 2. Relevant information of collateral or guarantor, except those that meet the conditions of credit loan; 3. Other materials required by the lender. The basic conditions for migrant workers to apply for loans are: 1. He is over 18 years old (including 18 years old), has a fixed residence, is in good health and holds valid identity documents; 2. It is the head of the rural household or other family members designated by the head in writing, and has applied for the Jinsui Huinong Card; 3 engaged in agriculture, commerce or industry, commerce, construction, transportation, services and other non-agricultural production and business activities; 4. Other conditions required by the bank. Generally speaking, the credit period of farmers does not exceed 1 year, and the longest is not more than 3 years. The quota for farmers is 30,000-50,000 yuan. If you request a loan service-you only need to submit an application online, and Easy Loan China Easy Loan China will review it for you as soon as possible to solve your problem-you only need to fill in your loan demand and your information (Easy Loan China's financial planner will analyze your loan demand and information, and then you can choose a bank that suits you, and you have the right to choose any bank until the situation is favorable. This kind of loan is especially recommended here. You can try it-the fast loan application channel. Dashi = Fall in love with summer.