In recent years, many black intermediaries have used WeChat groups, web pages, text messages, small advertisements, etc. to spread information and help target customers obtain credit lines that exceed their solvency by forging income certificates, property certificates, etc. , while charging a handling fee of 5% to 20%.

The fraud method of credit card blackmail intermediaries is actually that the agency falsely claims that it can handle credit cards from various banks for free. After defrauding the customer's information, they forge false workplace, residence information, contact information and other information through the Internet. Apply for a credit card through the channel, and then send the card to the applicant after the card is issued.

However, because the customer did not know the relevant contact information filled in by the intermediary when applying, the applicant was unable to activate and use the card normally even after receiving it. Black card application intermediaries usually take advantage of this and charge high fees to customers.

The application materials prepared by this type of black agency for applicants are all false information, and the applicant's conspiracy to conspire with the black agency to forge information to apply for a credit card is fraud in itself. Even if he can get through, he may be dragged into bad credit by the bank. Record. Therefore, you need to apply for a credit card through the bank’s official channels.