Hello, if you are ready to apply for a China Merchants Bank credit card, the Credit Card Center will generally take 10 working days for review after receiving the application materials. Once the card is approved and the card is sent, you will be reminded by text message. Generally, you can receive the card within 15 days of receiving the card notification text message. Credit card issuance will be subject to the final review result.

The most important application conditions are to be aged 18-60 years old and have a stable job and income. The necessary application documents are a copy of the identity certificate and a work certification document. If you can provide other financial documents, , which will help us better understand your personal situation and determine your credit limit.

Detailed application materials are as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID; 2. Proof of employment : It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original work certificate\plate that has been verified by the promoter and marked Copy; 3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates), etc. Information that proves your financial ability. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

If you have never held a credit card from our bank, you can apply in the following two ways:

1. Please log in to the credit card website/ and select "Apply for Credit Card" - "New Customer" "Quick Application", click "Apply Now" in front of the corresponding credit card, fill in the simple appointment information online, and wait for the bank's review. If approved, a specialist will come to serve you. If you want to apply in this way, please first confirm whether our bank can provide free appointment door-to-door service in your area (the results will be displayed after selecting the province/city/district);

2. Please bring your Please go to any CMB branch in person to apply for the original identity certificate, work certificate and financial certificate documents.